Compare Savings vs. CDs
Comparison of Deposit Account from TRUWEST with 0.45%
- September 2026
Long-Term Analysis of COMMUNITY 1ST with 0.85% APY and HERITAGE GROVE with 0.50% APY and LISTERHILL with 4.72% APY and TRUWEST with 0.45% APY and CENTRAL WISCONSIN with 1.01% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.85%-$50,00024 MonthCredit Union1.28x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456 - 2LOCAL CD0.50%-$50,00036 MonthCredit Union0.66x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 3LOCAL CD4.72%-$50,00012 MonthCredit Union8.57x (National Avg. - 0.55%)$500SCENARIO
Year Rate
4.72%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,360 1,652 2 52,360 2,471 1,730 3 54,831 2,588 1,812 4 57,419 2,710 1,897 5 60,130 2,838 1,987 6 62,968 2,972 2,080 7 65,940 3,112 2,179 8 69,052 3,259 2,281 9 72,311 3,413 2,389 10 75,725 3,574 2,502 11 79,299 3,743 2,620 12 83,042 3,920 2,744 13 86,961 4,105 2,873 14 91,066 4,298 3,009 15 95,364 4,501 3,151 16 99,865 4,714 3,300 17 104,579 4,936 3,455 18 109,515 5,169 3,618 19 114,684 5,413 3,789 20 120,097 5,669 3,968 TOTAL $75,766 $53,036 - 4LOCAL MONEY MARKET0.45%-$50,000N.A.Credit Union0.82x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 5LOCAL CD1.01%-$50,00048 MonthCredit Union1.22x (National Avg. - 0.82%)$40,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 503 352 2 50,503 508 355 3 51,010 513 359 4 51,523 518 362 5 52,041 523 366 6 52,564 528 370 7 53,092 534 374 8 53,625 539 377 9 54,164 544 381 10 54,709 550 385 11 55,258 555 389 12 55,814 561 393 13 56,375 567 397 14 56,941 572 401 15 57,514 578 405 16 58,092 584 409 17 58,675 590 413 18 59,265 596 417 19 59,861 602 421 20 60,462 608 425 TOTAL $11,070 $7,749
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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