2905 Main St
Miles City, MT 59301


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8588
Date Established 1953
Assets $29.13 million
Loans $22.17 million
Deposits $25.91 million
Capital $2.94 million

Community 1st is an NCUA insured institution located in Miles City, MT. It was founded in 1953 and has approximately $29.13 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work or are part of an association in Custer, Carter, Powder River, Garfield, Rosebud or Prairie Counties in Montana.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $1,000 $24,999 Learn MoreShow Less
Money Market
0.65% $25,000 $74,999 Learn MoreShow Less
Fixed IRA
1.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.40% $500 - Learn MoreShow Less
18 Mo CD
1.55% $500 - Learn MoreShow Less
Special: 24 Mo CD
2.52% $500 - Learn MoreShow Less
24 Mo CD
1.75% $500 - Learn MoreShow Less
36 Mo CD
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $500 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for COMMUNITY 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Community 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Community 1st Locations

Financial Details

Community 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community 1st U.S. Average
11.71% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Community 1st had $331,335 in non-current loans and $34,750 in owned assets. To cover these potential losses it had $2,940,434 in net worth and $184,817 in loans loss reserves. That gives it a Texas Ratio of 11.71%.

Net Worth
Community 1st U.S. Average
10.09% 13.47%

Community 1st FCU has a net worth of 10.09% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community 1st

Branches and Savings

What is Community 1st?

A federal credit union, registered with the NCUA under certificate #8588.
Learn more about credit unions here.

Is Community 1st FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Community 1st's share account and share certificate rates?

Community 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community 1st?

Community 1st has total capital of $2.94 million. Full information on Community 1st's financial position is located above.

Who owns Community 1st?

Credit Unions are owned by their members.

Where are Community 1st branches located?

See branch locations nearby.

Are Community 1st ATMs Open 24/7?

Do Community 1st ATMs accept cash deposits?

Can Community 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community 1st have a mobile app?

Does Community 1st have mobile deposit?

Does Community 1st have quick pay?

How can Community 1st transfer money to other banks or credit unions?

Does Community 1st report to credit bureaus?

Does Community 1st use Chexsystems?

Does Community 1st use Equifax?

What is Community 1st's toll free phone number?

What is Community 1st's ACH Routing Number?

What is Community 1st's SWIFT code?

Where can I find Community 1st's wire transfer form?

What is the Community 1st address for deposits?

What Products Does Community 1st Offer

Does Community 1st offer mortgages?

Compare mortgage rates here.

Does Community 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community 1st offer auto and RV loans?

Compare auto loan rates here.

Does Community 1st offer student loans or personal loans?

Compare personal loan rates here.

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