Community 1st


2905 Main St
Miles City, MT 59301
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 0.65% 0.67% →
2-Year CD 0.85% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Community 1st is an NCUA insured institution located in Miles City, MT. It was founded in 1953 and has approximately $36.29 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8588
Date Established 1953
Assets $36.29 million
Loans $23.88 million
Deposits $32.72 million
Capital $3.16 million

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work or are part of an association in Custer, Carter, Powder River, Garfield, Rosebud or Prairie Counties in Montana.

Deposit Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.55% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Zillow Home Loans, LLC
NMLS ID: 10287
3.099% 3.000% 0.88 $3,180 $1,055 Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Community 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Community 1st Locations

Financial Details

Community 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community 1st U.S. Average
3.65% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Community 1st had $88,502 in non-current loans and $34,750 in owned assets. To cover these potential losses it had $3,162,026 in net worth and $215,017 in loans loss reserves. That gives it a Texas Ratio of 3.65%.

Net Worth
Community 1st U.S. Average
8.71% 12.67%

Community 1st FCU has a net worth of 8.71% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community 1st

Branches and Savings

What is Community 1st?

A federal credit union, registered with the NCUA under certificate #8588.
Learn more about credit unions here.

Is Community 1st FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Community 1st is insured by the NCUA.

Who can join Community 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Community 1st's share account and share certificate rates?

Community 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community 1st?

Community 1st has total capital of $3.16 million. Full information on Community 1st's financial position is located above.

Who owns Community 1st?

Credit Unions are owned by their members.

Where are Community 1st branches located?

See branch locations nearby.

Are Community 1st ATMs Open 24/7?

Do Community 1st ATMs accept cash deposits?

Can Community 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community 1st have a mobile app?

Does Community 1st have mobile deposit?

Does Community 1st have quick pay?

How can Community 1st transfer money to other banks or credit unions?

Does Community 1st report to credit bureaus?

Does Community 1st use Chexsystems?

Does Community 1st use Equifax?

What is Community 1st's toll free phone number?

What is Community 1st's ACH Routing Number?

What is Community 1st's SWIFT code?

Where can I find Community 1st's wire transfer form?

What is the Community 1st address for deposits?

What Products Does Community 1st Offer

Does Community 1st offer mortgages?

Compare mortgage rates here.

Does Community 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community 1st offer auto and RV loans?

Compare auto loan rates here.

Does Community 1st offer student loans or personal loans?

Compare personal loan rates here.

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