Community 1st Federal Credit Union

Headquarters

2905 Main St
Miles City, MT 59301
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 3.50% →
1-Year CD 0.65% 3.70% →
2-Year CD 0.85% 3.80% →
5-Year CD N.A. 4.25% →
30-Year Mortgage N.A. 6.20% →
15-Year Mortgage N.A. 5.66% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Community 1st is an NCUA insured institution located in Miles City, MT. It was founded in 1953 and has approximately $39.6 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8588
Date Established 1953
Assets $39.60 million
Loans $24.08 million
Deposits $35.61 million
Capital $3.42 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work or are part of an association in Custer, Carter, Powder River, Garfield, Rosebud or Prairie Counties in Montana.

Deposit Rates - October 6, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.55% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - October 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for COMMUNITY 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.349% 6.250% 0.63 $2,618 $1,540 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.113% 6.990% 0.75 $3,125 $1,662 Learn More
Rocket Mortgage
NMLS ID: 3030
7.010% 6.875% 0.88 $3,438 $1,643 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to COMMUNITY 1ST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Community 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Community 1st Locations



Climate Initiatives

COMMUNITY 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Community 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community 1st U.S. Average
11.72% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Community 1st had $396,429 in non-current loans and $34,750 in owned assets. To cover these potential losses it had $3,416,785 in net worth and $263,718 in loans loss reserves. That gives it a Texas Ratio of 11.72%.

Net Worth
Community 1st U.S. Average
8.63% 12.28%

Community 1st FCU has a net worth of 8.63% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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