Compare Savings vs. CDs
Comparison of Deposit Account from TRUWEST with 0.55%
- October 2026
Long-Term Analysis of SANTA FE with 0.95% APY and SAN ANGELO with 1.00% APY and UNITED with 0.35% APY and TRUWEST with 0.40% APY and TRUWEST with 0.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.95%-$50,00036 MonthCredit Union1.26x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 477 334 2 50,477 482 337 3 50,959 486 340 4 51,445 491 344 5 51,935 495 347 6 52,431 500 350 7 52,931 505 353 8 53,436 510 357 9 53,946 515 360 10 54,461 520 364 11 54,980 525 367 12 55,505 530 371 13 56,034 535 374 14 56,569 540 378 15 57,108 545 381 16 57,653 550 385 17 58,203 555 389 18 58,758 561 392 19 59,319 566 396 20 59,885 571 400 TOTAL $10,456 $7,319 - 2LOCAL CD1.00%-$50,00036 MonthCredit Union1.32x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 502 351 2 50,502 507 355 3 51,009 512 358 4 51,521 517 362 5 52,038 522 366 6 52,561 528 369 7 53,089 533 373 8 53,622 538 377 9 54,160 544 381 10 54,704 549 384 11 55,253 555 388 12 55,808 560 392 13 56,368 566 396 14 56,934 572 400 15 57,506 577 404 16 58,083 583 408 17 58,666 589 412 18 59,255 595 416 19 59,850 601 421 20 60,451 607 425 TOTAL $11,058 $7,740 - 3LOCAL CD0.35%-$50,00012 MonthCredit Union0.63x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 4LOCAL CD0.40%-$50,0006 MonthCredit Union0.99x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 5N.A.0.55%-$50,000N.A.Credit Union1.36x (National Avg. - 0.40%)$25,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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