Tyler, TX 75703


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67587
Date Established 1932
Assets $26.45 million
Loans $18.21 million
Deposits $24.70 million
Capital $1.94 million

United is an NCUA insured institution located in Tyler, TX. It was founded in 1932 and has approximately $26.45 millions in assets.

Deposit Rates - June 26, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 - Learn MoreShow Less
Fixed IRA
0.90% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.90% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
1.76% $1,000 - Learn MoreShow Less
Special: 36 Mo CD
1.82% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.60% $1,000 - Learn MoreShow Less

Loan Rates - June 26, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to UNITED
To upload and update your bank's rates please register. It is free to register and add rates.


Below are United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

United Locations

Financial Details

United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United U.S. Average
8.74% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, United had $155,600 in non-current loans and $26,063 in owned assets. To cover these potential losses it had $1,944,983 in net worth and $134,310 in loans loss reserves. That gives it a Texas Ratio of 8.74%.

Net Worth
United U.S. Average
7.35% 13.61%

United FCU has a net worth of 7.35% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United

Branches and Savings

What is United?

A federal credit union, registered with the NCUA under certificate #67587.
Learn more about credit unions here.

Is United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United?

Please see Field of Membership information above for information on who is eligible to join.

What are United's share account and share certificate rates?

United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United?

United has total capital of $1.94 million. Full information on United's financial position is located above.

Who owns United?

Credit Unions are owned by their members.

Where are United branches located?

See branch locations nearby.

Are United ATMs Open 24/7?

Do United ATMs accept cash deposits?

Can United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United have a mobile app?

Does United have mobile deposit?

Does United have quick pay?

How can United transfer money to other banks or credit unions?

Does United report to credit bureaus?

Does United use Chexsystems?

Does United use Equifax?

What is United's toll free phone number?

What is United's ACH Routing Number?

What is United's SWIFT code?

Where can I find United's wire transfer form?

What is the United address for deposits?

What Products Does United Offer

Does United offer mortgages?

Compare mortgage rates here.

Does United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United offer auto and RV loans?

Compare auto loan rates here.

Does United offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for United

There are currently no comments for United. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →