This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,200 | 840 |
| 2 | 51,200 | 1,229 | 860 |
| 3 | 52,429 | 1,258 | 881 |
| 4 | 53,687 | 1,288 | 902 |
| 5 | 54,976 | 1,319 | 924 |
| 6 | 56,295 | 1,351 | 946 |
| 7 | 57,646 | 1,384 | 968 |
| 8 | 59,030 | 1,417 | 992 |
| 9 | 60,446 | 1,451 | 1,015 |
| 10 | 61,897 | 1,486 | 1,040 |
| 11 | 63,383 | 1,521 | 1,065 |
| 12 | 64,904 | 1,558 | 1,090 |
| 13 | 66,461 | 1,595 | 1,117 |
| 14 | 68,056 | 1,633 | 1,143 |
| 15 | 69,690 | 1,673 | 1,171 |
| 16 | 71,362 | 1,713 | 1,199 |
| 17 | 73,075 | 1,754 | 1,228 |
| 18 | 74,829 | 1,796 | 1,257 |
| 19 | 76,625 | 1,839 | 1,287 |
| 20 | 78,464 | 1,883 | 1,318 |
| TOTAL | $30,347 | $21,243 |
| Year | Rate 2.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,125 | 788 |
| 2 | 51,125 | 1,150 | 805 |
| 3 | 52,275 | 1,176 | 823 |
| 4 | 53,452 | 1,203 | 842 |
| 5 | 54,654 | 1,230 | 861 |
| 6 | 55,884 | 1,257 | 880 |
| 7 | 57,141 | 1,286 | 900 |
| 8 | 58,427 | 1,315 | 920 |
| 9 | 59,742 | 1,344 | 941 |
| 10 | 61,086 | 1,374 | 962 |
| 11 | 62,460 | 1,405 | 984 |
| 12 | 63,866 | 1,437 | 1,006 |
| 13 | 65,302 | 1,469 | 1,029 |
| 14 | 66,772 | 1,502 | 1,052 |
| 15 | 68,274 | 1,536 | 1,075 |
| 16 | 69,810 | 1,571 | 1,100 |
| 17 | 71,381 | 1,606 | 1,124 |
| 18 | 72,987 | 1,642 | 1,150 |
| 19 | 74,629 | 1,679 | 1,175 |
| 20 | 76,309 | 1,717 | 1,202 |
| TOTAL | $28,025 | $19,618 |
| Year | Rate 3.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,525 | 1,068 |
| 2 | 51,525 | 1,572 | 1,100 |
| 3 | 53,097 | 1,619 | 1,134 |
| 4 | 54,716 | 1,669 | 1,168 |
| 5 | 56,385 | 1,720 | 1,204 |
| 6 | 58,105 | 1,772 | 1,241 |
| 7 | 59,877 | 1,826 | 1,278 |
| 8 | 61,703 | 1,882 | 1,317 |
| 9 | 63,585 | 1,939 | 1,358 |
| 10 | 65,524 | 1,998 | 1,399 |
| 11 | 67,523 | 2,059 | 1,442 |
| 12 | 69,582 | 2,122 | 1,486 |
| 13 | 71,704 | 2,187 | 1,531 |
| 14 | 73,891 | 2,254 | 1,578 |
| 15 | 76,145 | 2,322 | 1,626 |
| 16 | 78,468 | 2,393 | 1,675 |
| 17 | 80,861 | 2,466 | 1,726 |
| 18 | 83,327 | 2,541 | 1,779 |
| 19 | 85,869 | 2,619 | 1,833 |
| 20 | 88,488 | 2,699 | 1,889 |
| TOTAL | $41,186 | $28,830 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
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Last change: ↓0.15% on November 26. |
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