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Comparison of Deposit Account from UNIVERSITY with 0.31% - November 2025

Long-Term Analysis of INTOUCH with 0.60% APY and INTOUCH with 0.65% APY and LUFKIN with 0.95% APY and JEFFERSON CREDIT UNION with 0.90% APY and SECURED ADVANTAGE with 0.55% APY and LAS COLINAS with 4.45% APY and GEICO with 0.90% APY and RELYON with 1.00% APY and EP with 0.50% APY and EP with 0.25% APY and FANNIN with 1.31% APY and FANNIN with 1.61% APY and FIRSTLIGHT with 1.25% APY and FIVEPOINT with 0.45% APY and FIVEPOINT with 0.95% APY and BORDER with 0.95% APY and A+ with 10,000.00% APY and A+ with 5.00% APY and A+ with 3.56% APY and A+ with 0.10% APY and VELOCITY with 3.95% APY and UNIVERSITY with 0.31% APY and UNIVERSITY with 0.01% APY and UNIVERSITY with 4.00% APY and AUSTIN TELCO with 3.96% APY and AUSTIN TELCO with 4.01% APY and ADVANCIAL with 4.83% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

INTOUCH

0.60%

$50,000

12 Month

Credit Union

1.09x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

INTOUCH

0.65%

$50,000

18 Month

Credit Union

1.12x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

LUFKIN

0.95%

$50,000

24 Month

Credit Union

1.44x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	475	333
2	50,475	480	336
3	50,955	484	339
4	51,439	489	342
5	51,927	493	345
6	52,421	498	349
7	52,919	503	352
8	53,421	508	355
9	53,929	512	359
10	54,441	517	362
11	54,958	522	365
12	55,480	527	369
13	56,007	532	372
14	56,540	537	376
15	57,077	542	380
16	57,619	547	383
17	58,166	553	387
18	58,719	558	390
19	59,277	563	394
20	59,840	568	398
	TOTAL	$10,408	$7,286

LOCAL CD

JEFFERSON CREDIT UNION

0.90%

$50,000

60 Month

Credit Union

0.98x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

SECURED ADVANTAGE

0.55%

$50,000

60 Month

Credit Union

0.60x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

LAS COLINAS

4.45%

$50,000

24 Month

Credit Union

6.74x (National Avg. - 0.66%)

$50,000

SCENARIO

Year	Rate 4.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,225	1,558
2	52,225	2,324	1,627
3	54,549	2,427	1,699
4	56,976	2,535	1,775
5	59,512	2,648	1,854
6	62,160	2,766	1,936
7	64,926	2,889	2,022
8	67,816	3,018	2,112
9	70,833	3,152	2,206
10	73,985	3,292	2,305
11	77,278	3,439	2,407
12	80,717	3,592	2,514
13	84,308	3,752	2,626
14	88,060	3,919	2,743
15	91,979	4,093	2,865
16	96,072	4,275	2,993
17	100,347	4,465	3,126
18	104,813	4,664	3,265
19	109,477	4,872	3,410
20	114,348	5,089	3,562
	TOTAL	$69,437	$48,606

LOCAL CD

GEICO

0.90%

$50,000

36 Month

Credit Union

1.19x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

RELYON

1.00%

$50,000

36 Month

Credit Union

1.33x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

0.50%

$50,000

24 Month

Credit Union

0.76x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL MONEY MARKET

0.25%

$50,000

N.A.

Credit Union

0.38x (National Avg. - 0.66%)

$2,500

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

FANNIN

1.31%

$50,000

24 Month

Credit Union

1.98x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 1.31%	Annual Interest	Annual Interest (After Tax)
1	50,000	654	458
2	50,654	663	464
3	51,317	671	470
4	51,988	680	476
5	52,668	689	482
6	53,357	698	489
7	54,055	707	495
8	54,762	716	501
9	55,478	726	508
10	56,204	735	515
11	56,939	745	521
12	57,683	754	528
13	58,438	764	535
14	59,202	774	542
15	59,977	784	549
16	60,761	795	556
17	61,556	805	564
18	62,361	816	571
19	63,177	826	578
20	64,003	837	586
	TOTAL	$14,840	$10,388

LOCAL CD

FANNIN

1.61%

$50,000

36 Month

Credit Union

2.14x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.61%	Annual Interest	Annual Interest (After Tax)
1	50,000	806	564
2	50,806	819	573
3	51,625	832	583
4	52,457	846	592
5	53,303	859	601
6	54,162	873	611
7	55,035	887	621
8	55,922	901	631
9	56,824	916	641
10	57,740	931	652
11	58,671	946	662
12	59,616	961	673
13	60,577	977	684
14	61,554	992	695
15	62,546	1,008	706
16	63,554	1,024	717
17	64,579	1,041	729
18	65,620	1,058	740
19	66,678	1,075	752
20	67,752	1,092	765
	TOTAL	$18,845	$13,191

LOCAL CD

FIRSTLIGHT

1.25%

$50,000

30 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 1.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	625	438
2	50,625	633	443
3	51,258	641	449
4	51,899	649	454
5	52,547	657	460
6	53,204	665	466
7	53,869	673	471
8	54,543	682	477
9	55,224	690	483
10	55,915	699	489
11	56,614	708	495
12	57,321	717	502
13	58,038	725	508
14	58,763	735	514
15	59,498	744	521
16	60,241	753	527
17	60,994	762	534
18	61,757	772	540
19	62,529	782	547
20	63,310	791	554
	TOTAL	$14,102	$9,871

LOCAL CD

FIVEPOINT

0.45%

$50,000

12 Month

Credit Union

0.82x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

FIVEPOINT

0.95%

$50,000

24 Month

Credit Union

1.44x (National Avg. - 0.66%)

$99,000

SCENARIO

Year	Rate 0.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	475	333
2	50,475	480	336
3	50,955	484	339
4	51,439	489	342
5	51,927	493	345
6	52,421	498	349
7	52,919	503	352
8	53,421	508	355
9	53,929	512	359
10	54,441	517	362
11	54,958	522	365
12	55,480	527	369
13	56,007	532	372
14	56,540	537	376
15	57,077	542	380
16	57,619	547	383
17	58,166	553	387
18	58,719	558	390
19	59,277	563	394
20	59,840	568	398
	TOTAL	$10,408	$7,286

LOCAL CD

BORDER

0.95%

$50,000

24 Month

Credit Union

1.44x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	475	333
2	50,475	480	336
3	50,955	484	339
4	51,439	489	342
5	51,927	493	345
6	52,421	498	349
7	52,919	503	352
8	53,421	508	355
9	53,929	512	359
10	54,441	517	362
11	54,958	522	365
12	55,480	527	369
13	56,007	532	372
14	56,540	537	376
15	57,077	542	380
16	57,619	547	383
17	58,166	553	387
18	58,719	558	390
19	59,277	563	394
20	59,840	568	398
	TOTAL	$10,408	$7,286

LOCAL CD

A+

10,000.00%

$50,000

12 Month

Credit Union

18,214.93x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 10,000.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	5,000,000	3,500,000
2	5,050,000	504,999,900	353,499,930
3	510,049,899	51,004,984,800	35,703,489,360
4	51,515,034,699	5,151,502,954,700	3,606,052,068,290
5	5,203,017,989,398	520,301,746,909,651	364,211,222,836,755
6	525,504,764,899,049	52,550,471,234,857,248	36,785,329,864,400,072
7	53,075,975,999,756,296	5,307,597,069,215,868,928	3,715,317,948,451,108,352
8	5,360,673,045,215,625,216	536,067,250,914,832,089,088	375,247,075,640,382,455,808
9	541,427,923,960,047,730,688	54,142,786,981,725,535,731,712	37,899,950,887,207,872,495,616
10	54,684,214,905,685,585,952,768	5,468,420,943,726,409,014,050,816	3,827,894,660,608,486,524,583,936
11	5,523,105,158,632,094,356,733,952	552,310,460,632,157,890,254,209,024	386,617,322,442,510,502,562,103,296
12	557,833,565,790,789,992,127,135,744	55,783,351,000,743,337,817,423,216,640	39,048,345,700,520,336,472,196,251,648
13	56,341,184,566,534,128,153,147,736,064	5,634,117,893,241,567,155,179,283,808,256	3,943,882,525,269,097,233,805,480,034,304
14	5,690,459,077,808,100,869,916,059,500,544	569,045,850,876,219,249,190,963,421,118,464	398,332,095,613,353,452,816,396,183,404,544
15	574,736,309,954,027,324,165,181,623,238,656	57,473,625,248,039,634,164,829,978,150,043,648	40,231,537,673,627,742,070,706,577,334,075,392
16	58,048,361,557,993,662,713,974,258,418,057,216	5,804,835,575,315,750,197,095,159,523,115,532,288	4,063,384,902,721,024,665,729,963,379,216,351,232
17	5,862,883,936,873,744,330,201,107,661,127,155,712	586,288,335,058,535,046,102,300,277,774,556,856,320	410,401,834,540,974,532,271,610,194,442,189,799,424
18	592,151,218,995,408,753,834,161,143,195,933,605,888	59,215,115,978,028,694,528,239,244,072,860,570,877,952	41,450,581,184,620,088,104,048,782,234,409,079,144,448
19	59,807,267,197,024,107,815,545,228,770,915,909,632,000	5,980,726,121,629,739,062,250,177,099,047,881,047,801,856	4,186,508,285,140,817,591,163,131,826,409,571,713,286,144
20	6,040,533,388,826,763,779,364,335,413,591,901,009,346,560	604,053,278,477,342,475,044,886,269,633,710,239,604,801,536	422,837,294,934,139,677,071,706,628,758,560,852,242,595,840
	TOTAL	$610,093,811,866,169,236,348,370,526,476,541,590,815,899,648	$427,065,668,306,318,378,292,880,602,842,807,760,672,784,384

LOCAL CD

A+

5.00%

$50,000

12 Month

Credit Union

9.11x (National Avg. - 0.55%)

$10

SCENARIO

Year	Rate 5.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,500	1,750
2	52,500	2,625	1,838
3	55,125	2,756	1,929
4	57,881	2,894	2,026
5	60,775	3,039	2,127
6	63,814	3,191	2,233
7	67,005	3,350	2,345
8	70,355	3,518	2,462
9	73,873	3,694	2,586
10	77,566	3,878	2,715
11	81,445	4,072	2,851
12	85,517	4,276	2,993
13	89,793	4,490	3,143
14	94,282	4,714	3,300
15	98,997	4,950	3,465
16	103,946	5,197	3,638
17	109,144	5,457	3,820
18	114,601	5,730	4,011
19	120,331	6,017	4,212
20	126,348	6,317	4,422
	TOTAL	$82,665	$57,865

LOCAL CD

A+

3.56%

$50,000

24 Month

Credit Union

5.39x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 3.56%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,780	1,246
2	51,780	1,843	1,290
3	53,623	1,909	1,336
4	55,532	1,977	1,384
5	57,509	2,047	1,433
6	59,557	2,120	1,484
7	61,677	2,196	1,537
8	63,873	2,274	1,592
9	66,146	2,355	1,648
10	68,501	2,439	1,707
11	70,940	2,525	1,768
12	73,465	2,615	1,831
13	76,081	2,708	1,896
14	78,789	2,805	1,963
15	81,594	2,905	2,033
16	84,499	3,008	2,106
17	87,507	3,115	2,181
18	90,622	3,226	2,258
19	93,848	3,341	2,339
20	97,189	3,460	2,422
	TOTAL	$50,649	$35,455

LOCAL SAVINGS

A+

0.10%

$50,000

N.A.

Credit Union

0.44x (National Avg. - 0.23%)

$100

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

VELOCITY

3.95%

$50,000

18 Month

Credit Union

6.82x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 3.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,975	1,383
2	51,975	2,053	1,437
3	54,028	2,134	1,494
4	56,162	2,218	1,553
5	58,381	2,306	1,614
6	60,687	2,397	1,678
7	63,084	2,492	1,744
8	65,575	2,590	1,813
9	68,166	2,693	1,885
10	70,858	2,799	1,959
11	73,657	2,909	2,037
12	76,567	3,024	2,117
13	79,591	3,144	2,201
14	82,735	3,268	2,288
15	86,003	3,397	2,378
16	89,400	3,531	2,472
17	92,931	3,671	2,570
18	96,602	3,816	2,671
19	100,418	3,967	2,777
20	104,384	4,123	2,886
	TOTAL	$58,508	$40,955

LOCAL MONEY MARKET

UNIVERSITY

0.31%

$50,000

N.A.

Credit Union

0.54x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.31%	Annual Interest	Annual Interest (After Tax)
1	50,000	155	109
2	50,155	155	109
3	50,310	156	109
4	50,466	156	110
5	50,623	157	110
6	50,780	157	110
7	50,937	158	111
8	51,095	158	111
9	51,254	159	111
10	51,412	159	112
11	51,572	160	112
12	51,732	160	112
13	51,892	161	113
14	52,053	161	113
15	52,214	162	113
16	52,376	162	114
17	52,539	163	114
18	52,701	163	114
19	52,865	164	115
20	53,029	164	115
	TOTAL	$3,193	$2,235

LOCAL SAVINGS

UNIVERSITY

0.01%

$50,000

N.A.

Credit Union

0.04x (National Avg. - 0.23%)

$100

SCENARIO

Year	Rate 0.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	5	4
2	50,005	5	4
3	50,010	5	4
4	50,015	5	4
5	50,020	5	4
6	50,025	5	4
7	50,030	5	4
8	50,035	5	4
9	50,040	5	4
10	50,045	5	4
11	50,050	5	4
12	50,055	5	4
13	50,060	5	4
14	50,065	5	4
15	50,070	5	4
16	50,075	5	4
17	50,080	5	4
18	50,085	5	4
19	50,090	5	4
20	50,095	5	4
	TOTAL	$100	$70

LOCAL CD

UNIVERSITY

4.00%

$50,000

3 Month

Credit Union

1.77x (National Avg. - 2.26%)

$1,000

SCENARIO

Year	Rate 4.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,000	1,400
2	52,000	2,080	1,456
3	54,080	2,163	1,514
4	56,243	2,250	1,575
5	58,493	2,340	1,638
6	60,833	2,433	1,703
7	63,266	2,531	1,771
8	65,797	2,632	1,842
9	68,428	2,737	1,916
10	71,166	2,847	1,993
11	74,012	2,960	2,072
12	76,973	3,079	2,155
13	80,052	3,202	2,241
14	83,254	3,330	2,331
15	86,584	3,463	2,424
16	90,047	3,602	2,521
17	93,649	3,746	2,622
18	97,395	3,896	2,727
19	101,291	4,052	2,836
20	105,342	4,214	2,950
	TOTAL	$59,556	$41,689

LOCAL CD

AUSTIN TELCO

3.96%

$50,000

18 Month

Credit Union

6.84x (National Avg. - 0.58%)

$225,000

SCENARIO

Year	Rate 3.96%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,980	1,386
2	51,980	2,058	1,441
3	54,038	2,140	1,498
4	56,178	2,225	1,557
5	58,403	2,313	1,619
6	60,716	2,404	1,683
7	63,120	2,500	1,750
8	65,620	2,599	1,819
9	68,218	2,701	1,891
10	70,920	2,808	1,966
11	73,728	2,920	2,044
12	76,648	3,035	2,125
13	79,683	3,155	2,209
14	82,838	3,280	2,296
15	86,119	3,410	2,387
16	89,529	3,545	2,482
17	93,074	3,686	2,580
18	96,760	3,832	2,682
19	100,592	3,983	2,788
20	104,575	4,141	2,899
	TOTAL	$58,716	$41,102

LOCAL CD

AUSTIN TELCO

4.01%

$50,000

24 Month

Credit Union

6.08x (National Avg. - 0.66%)

$225,000

SCENARIO

Year	Rate 4.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,005	1,404
2	52,005	2,085	1,460
3	54,090	2,169	1,518
4	56,259	2,256	1,579
5	58,515	2,346	1,643
6	60,862	2,441	1,708
7	63,302	2,538	1,777
8	65,841	2,640	1,848
9	68,481	2,746	1,922
10	71,227	2,856	1,999
11	74,083	2,971	2,080
12	77,054	3,090	2,163
13	80,144	3,214	2,250
14	83,358	3,343	2,340
15	86,700	3,477	2,434
16	90,177	3,616	2,531
17	93,793	3,761	2,633
18	97,554	3,912	2,738
19	101,466	4,069	2,848
20	105,535	4,232	2,962
	TOTAL	$59,767	$41,837

LOCAL CD

ADVANCIAL

4.83%

$50,000

24 Month

Credit Union

7.32x (National Avg. - 0.66%)

$25,000

SCENARIO

Year	Rate 4.83%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,415	1,691
2	52,415	2,532	1,772
3	54,947	2,654	1,858
4	57,601	2,782	1,947
5	60,383	2,916	2,042
6	63,299	3,057	2,140
7	66,357	3,205	2,244
8	69,562	3,360	2,352
9	72,921	3,522	2,465
10	76,443	3,692	2,585
11	80,136	3,871	2,709
12	84,006	4,058	2,840
13	88,064	4,253	2,977
14	92,317	4,459	3,121
15	96,776	4,674	3,272
16	101,450	4,900	3,430
17	106,350	5,137	3,596
18	111,487	5,385	3,769
19	116,872	5,645	3,951
20	122,517	5,918	4,142
	TOTAL	$78,435	$54,904

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↓0.15% on October 13.
M.Y. SAFRA BANK, FSB	4.15%	$500	Learn More
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from UNIVERSITY with 0.31% - November 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from UNIVERSITY with 0.31% - November 2025