CREDIT HUMAN

PO Box 1356
San Antonio, TX 78295

Phone: 1-210-734-9121

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24382
Date Established 1935
Assets $3,081.52 million
Loans $2,769.64 million
Deposits $2,353.26 million
Capital $351.55 million

Credit Human is an NCUA insured institution located in San Antonio, TX. It was founded in 1935 and has approximately $3081.52 millions in assets.

Who can join?

You may qualify for an SACU membership if:

Your parent, sibling, child, spouse, grandchild or grandparent is a member of SACU.

You live in the San Antonio area and:

Are a retired, full-time, part-time or volunteer worker at a company sponsoring SACU membership. Pensioners and annuitants of these companies also qualify.

Are a student enrolled in a postsecondary educational institution.

Houston

You may qualify for an SACU membership if:

Your parent, sibling, child, spouse, grandchild or grandparent is a member of SACU.

You live in the Houston area and:

Are a retired, full-time, part-time or volunteer worker at a company sponsoring SACU membership. Pensioners and annuitants of these companies also qualify.

Are a member of a parish in the Archdiocese of Galveston/Houston.

Field of Membership Restrictions

Membership in San Antonio Federal Credit Union is open to the following: 1) those who live, worship or work in South or West San Antonio or in Houston, Texas; 2) a registered Catholic with the Archdiocese of Galveston-Houston; 3) volunteer for a United Way agency in San Antonio; 4) active or retired military in the San Antonio area; 5) a student of higher education in the San Antonio area; 6) work for one of the credit union's Select Employer Groups.

Deposit Rates - July 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.45% $1,000 $9,999 Learn MoreShow Less
Money Market
0.65% $10,000 $89,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
2.00% $1,000 - Learn MoreShow Less
12 Mo CD
2.40% $1,000 - Learn MoreShow Less
2.40% $1,000 $9,999,999 Learn MoreShow Less
18 Mo CD
2.40% $1,000 - Learn MoreShow Less
2.45% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
2.45% $1,000 - Learn MoreShow Less
2.45% $1,000 $9,999,999 Learn MoreShow Less
30 Mo CD
2.45% $1,000 - Learn MoreShow Less
2.50% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
2.50% $1,000 - Learn MoreShow Less
2.50% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
2.50% $1,000 - Learn MoreShow Less
2.50% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
2.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.35% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - July 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CREDIT HUMAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.756% 3.750% 0.13 $175 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CREDIT HUMAN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Credit Human branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Credit Human Locations


Financial Details

Credit Human Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Human. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Human U.S. Average
10.40% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Credit Human had $35,335,964 in non-current loans and $2,752,209 in owned assets. To cover these potential losses it had $351,551,402 in net worth and $14,532,734 in loans loss reserves. That gives it a Texas Ratio of 10.40%.

Net Worth
Credit Human U.S. Average
11.4% 13.47%

Credit Human FCU has a net worth of 11.4% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Credit Human

Branches and Savings

What is Credit Human?

A federal credit union, registered with the NCUA under certificate #24382.
Learn more about credit unions here.

Is Credit Human FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Credit Human?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Human's share account and share certificate rates?

Credit Human's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Human?

Credit Human has total capital of $351.55 million. Full information on Credit Human's financial position is located above.

Who owns Credit Human?

Credit Unions are owned by their members.

Where are Credit Human branches located?

See branch locations nearby.

Are Credit Human ATMs Open 24/7?

Do Credit Human ATMs accept cash deposits?

Can Credit Human customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Human have a mobile app?

Does Credit Human have mobile deposit?

Does Credit Human have quick pay?

How can Credit Human transfer money to other banks or credit unions?

Does Credit Human report to credit bureaus?

Does Credit Human use Chexsystems?

Does Credit Human use Equifax?

What is Credit Human's toll free phone number?

What is Credit Human's ACH Routing Number?

What is Credit Human's SWIFT code?

Where can I find Credit Human's wire transfer form?

What is the Credit Human address for deposits?

What Products Does Credit Human Offer

Does Credit Human offer mortgages?

Compare mortgage rates here.

Does Credit Human offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Human offer auto and RV loans?

Compare auto loan rates here.

Does Credit Human offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Credit Human


  • Anavile23

    July 10, 2019

    Does credit human use ChexSystems

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