This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 660 | 462 |
| 2 | 50,660 | 669 | 468 |
| 3 | 51,329 | 678 | 474 |
| 4 | 52,006 | 686 | 481 |
| 5 | 52,693 | 696 | 487 |
| 6 | 53,388 | 705 | 493 |
| 7 | 54,093 | 714 | 500 |
| 8 | 54,807 | 723 | 506 |
| 9 | 55,530 | 733 | 513 |
| 10 | 56,263 | 743 | 520 |
| 11 | 57,006 | 752 | 527 |
| 12 | 57,759 | 762 | 534 |
| 13 | 58,521 | 772 | 541 |
| 14 | 59,294 | 783 | 548 |
| 15 | 60,076 | 793 | 555 |
| 16 | 60,869 | 803 | 562 |
| 17 | 61,673 | 814 | 570 |
| 18 | 62,487 | 825 | 577 |
| 19 | 63,312 | 836 | 585 |
| 20 | 64,147 | 847 | 593 |
| TOTAL | $14,994 | $10,496 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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