This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.67% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,835 | 1,285 |
| 2 | 51,835 | 1,902 | 1,332 |
| 3 | 53,737 | 1,972 | 1,381 |
| 4 | 55,710 | 2,045 | 1,431 |
| 5 | 57,754 | 2,120 | 1,484 |
| 6 | 59,874 | 2,197 | 1,538 |
| 7 | 62,071 | 2,278 | 1,595 |
| 8 | 64,349 | 2,362 | 1,653 |
| 9 | 66,711 | 2,448 | 1,714 |
| 10 | 69,159 | 2,538 | 1,777 |
| 11 | 71,697 | 2,631 | 1,842 |
| 12 | 74,328 | 2,728 | 1,909 |
| 13 | 77,056 | 2,828 | 1,980 |
| 14 | 79,884 | 2,932 | 2,052 |
| 15 | 82,816 | 3,039 | 2,128 |
| 16 | 85,855 | 3,151 | 2,206 |
| 17 | 89,006 | 3,267 | 2,287 |
| 18 | 92,273 | 3,386 | 2,370 |
| 19 | 95,659 | 3,511 | 2,457 |
| 20 | 99,170 | 3,640 | 2,548 |
| TOTAL | $52,809 | $36,966 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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