Virtualbank, a division of Iberiabank

2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Iberiabank
FDIC Certificate # 28100
Date Established 1887
Assets $29.39 billion
Loans $21.67 billion
Deposits $23.12 billion
Capital $3.83 billion
Money that you deposit is held by Iberiabank. Iberiabank is an FDIC insured institution founded in 1887. It has approximately $29.39 billion in assets.

For a more detailed analysis of Iberiabank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 15, 2018

Online CD Rates APY MIN MAX
3 Month CD
0.82% $10,000 - Learn MoreShow Less
12-Month CD
2.35% $10,000 - Learn MoreShow Less
18 Month CD
1.57% $10,000 - Learn MoreShow Less
2 Year CD
2.81% $10,000 - Learn MoreShow Less
3 Year CD
1.66% $10,000 - Learn MoreShow Less
4 Year CD
1.79% $10,000 - Learn MoreShow Less
5 Year CD
2.65% $10,000 - Learn MoreShow Less
Online Savings Rates APY MIN MAX
Online Money Market Account
0.80% $100,000 - Learn MoreShow Less
Online MM Rates APY Min Max
eMoney Market 2.01% $100 - See More

Customer Reviews for Virtualbank, a division of Iberiabank (11)

  • MJB

    June 21, 2018 |

    Spartan website, not up to the competition, unpredictably inaccessible. Primitive e-messaging system accepts sent messages, but doesn't retain them. Doesn't matter actually since so far all ignored. CSR's willing, but information often unreliable. No weekend telephone support. Quick ACH, then annoying 3-day hold.

    Uncomfortable, moving on.

  • Swede

    June 14, 2018 |

    Had to apply three times to open an account. Have done a lot of online banking with little difficulty. The customer service at this bank is terrible. They subcontract to a phone bank to handle new aps!! Finally, got hold of an IT person, who confirmed many complaints. Said to contact him directly, if I needed assistance!
    With the Fed increasing rates, there will be equal or better places to park your funds.

  • wolf

    May 24, 2018 |

    Junk Bank! I processed my request to create account, they put two trial deposits, I did NOT get e-mail to verify new account or verify trial deposits. I called, talked, he said would send e-mail but nothing ever came through. Guess they don't care to get new accounts. Stay Away!!!!!

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