Virtualbank, a division of Iberiabank

2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Iberiabank
FDIC Certificate # 28100
Date Established 1887
Assets $30.04 billion
Loans $22.02 billion
Deposits $23.58 billion
Capital $3.85 billion
Money that you deposit is held by Iberiabank. Iberiabank is an FDIC insured institution founded in 1887. It has approximately $30.04 billion in assets.

For a more detailed analysis of Iberiabank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 14, 2018

Online Savings and Money Market Rates APY MIN MAX
Money Market
Emoney Market
2.01% $100 - See More
Online CD Rates APY MIN MAX
3 Month CD
1.77% $10,000 - Learn MoreShow Less
12-Month CD
2.86% $10,000 - Learn MoreShow Less
18 Month CD
1.57% $10,000 - Learn MoreShow Less
2 Year CD
3.06% $10,000 - Learn MoreShow Less
3 Year CD
3.01% $10,000 - Learn MoreShow Less
4 Year CD
1.79% $10,000 - Learn MoreShow Less
5 Year CD
3.05% $10,000 - Learn MoreShow Less

Customer Reviews for Virtualbank, a division of Iberiabank (13)

  • Goldberg

    November 03, 2018 |

    Online CDs 12 Month Rates

    Was reluctant to apply for an account due to the reviews but the rate is good so I gave them a try. It went smooth and account opened with no hassle like some reviewers had. Wasn’t the best, but it was not bad

  • Futch

    August 20, 2018

    Virtually impossible to deal with. They don't answer requests & cannot access account online. Florida branch extremely rude. Never do they send any info re current balance. Had extreme difficulty in setting up beneficiaries. Would never use this "bank" again . Avoid it @ your own risk. Had to go to Iberia Bank (the owner) to get any information or problem(s) resolved.

  • MJB

    June 21, 2018 |

    Spartan website, not up to the competition, unpredictably inaccessible. Primitive e-messaging system accepts sent messages, but doesn't retain them. Doesn't matter actually since so far all ignored. CSR's willing, but information often unreliable. No weekend telephone support. Quick ACH, then annoying 3-day hold.

    Uncomfortable, moving on.

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