This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 65 | 46 |
| 2 | 50,065 | 65 | 46 |
| 3 | 50,130 | 65 | 46 |
| 4 | 50,195 | 65 | 46 |
| 5 | 50,261 | 65 | 46 |
| 6 | 50,326 | 65 | 46 |
| 7 | 50,391 | 66 | 46 |
| 8 | 50,457 | 66 | 46 |
| 9 | 50,522 | 66 | 46 |
| 10 | 50,588 | 66 | 46 |
| 11 | 50,654 | 66 | 46 |
| 12 | 50,720 | 66 | 46 |
| 13 | 50,786 | 66 | 46 |
| 14 | 50,852 | 66 | 46 |
| 15 | 50,918 | 66 | 46 |
| 16 | 50,984 | 66 | 46 |
| 17 | 51,050 | 66 | 46 |
| 18 | 51,117 | 66 | 47 |
| 19 | 51,183 | 67 | 47 |
| 20 | 51,250 | 67 | 47 |
| TOTAL | $1,316 | $921 |
| Year | Rate 1.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 750 | 525 |
| 2 | 50,750 | 761 | 533 |
| 3 | 51,511 | 773 | 541 |
| 4 | 52,284 | 784 | 549 |
| 5 | 53,068 | 796 | 557 |
| 6 | 53,864 | 808 | 566 |
| 7 | 54,672 | 820 | 574 |
| 8 | 55,492 | 832 | 583 |
| 9 | 56,325 | 845 | 591 |
| 10 | 57,169 | 858 | 600 |
| 11 | 58,027 | 870 | 609 |
| 12 | 58,897 | 883 | 618 |
| 13 | 59,781 | 897 | 628 |
| 14 | 60,678 | 910 | 637 |
| 15 | 61,588 | 924 | 647 |
| 16 | 62,512 | 938 | 656 |
| 17 | 63,449 | 952 | 666 |
| 18 | 64,401 | 966 | 676 |
| 19 | 65,367 | 981 | 686 |
| 20 | 66,348 | 995 | 697 |
| TOTAL | $17,343 | $12,140 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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