This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,630 | 1,841 |
| 2 | 52,630 | 2,768 | 1,938 |
| 3 | 55,398 | 2,914 | 2,040 |
| 4 | 58,312 | 3,067 | 2,147 |
| 5 | 61,380 | 3,229 | 2,260 |
| 6 | 64,608 | 3,398 | 2,379 |
| 7 | 68,006 | 3,577 | 2,504 |
| 8 | 71,584 | 3,765 | 2,636 |
| 9 | 75,349 | 3,963 | 2,774 |
| 10 | 79,312 | 4,172 | 2,920 |
| 11 | 83,484 | 4,391 | 3,074 |
| 12 | 87,875 | 4,622 | 3,236 |
| 13 | 92,498 | 4,865 | 3,406 |
| 14 | 97,363 | 5,121 | 3,585 |
| 15 | 102,484 | 5,391 | 3,773 |
| 16 | 107,875 | 5,674 | 3,972 |
| 17 | 113,549 | 5,973 | 4,181 |
| 18 | 119,522 | 6,287 | 4,401 |
| 19 | 125,809 | 6,618 | 4,632 |
| 20 | 132,426 | 6,966 | 4,876 |
| TOTAL | $89,392 | $62,574 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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