WE FLORIDA FINANCIAL

1982 N STATE ROAD 7
Margate, FL 33063

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61525
Date Established 1953
Assets $512.02 million
Loans $380.31 million
Deposits $458.96 million
Capital $50.42 million

We Florida Financial is an NCUA insured institution located in Margate, FL. It was founded in 1953 and has approximately $512.02 millions in assets.

Who can join?

The following individuals and businesses are eligible for membership at CCCU:

Anyone who lives or works in, or any business located in Broward, Palm Beach, Miami-Dade, Brevard, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Lake, Lee, Manatee, Marion, Martin, Monroe, Okeechobee, Orange, Osceola, Polk, Sarasota, Seminole, St. Lucie or Volusia County, Florida

Licensed professionals and their employees

Family members of existing members

Employees of select employers throughout the membership area

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, Broward, Miami-Dade, Alachua, Baker, Bradford, Brevard, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Charlotte, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Monroe, Nassau, Okeechobee, Hendry, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union or Volusia Counties in Florida.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.45% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.15% $500 $9,999 Learn MoreShow Less
Special: 13 Mo FIRA
1.75% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
1.85% $10,000 - Learn MoreShow Less
Special: 31 Mo FIRA
1.65% $500 - Learn MoreShow Less
Special: 61 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $500 $49,999 Learn MoreShow Less
6 Mo CD
0.85% $50,000 - Learn MoreShow Less
0.90% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.00% $50,000 - Learn MoreShow Less
Special: 13 Mo CD
1.50% $500 - Learn MoreShow Less
Special: 13 Mo CD
1.75% $50,000 - Learn MoreShow Less
30 Mo CD
1.15% $500 - Learn MoreShow Less
Special: 31 Mo CD
1.40% $500 - Learn MoreShow Less
60 Mo CD
1.70% $500 - Learn MoreShow Less
Special: 61 Mo CD
1.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WE FLORIDA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to WE FLORIDA FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are We Florida Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


We Florida Financial Locations


Financial Details

We Florida Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of We Florida Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
We Florida Financial U.S. Average
8.08% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, We Florida Financial had $3,658,884 in non-current loans and $1,039,876 in owned assets. To cover these potential losses it had $50,422,202 in net worth and $7,697,690 in loans loss reserves. That gives it a Texas Ratio of 8.08%.

Net Worth
We Florida Financial U.S. Average
9.84% 13.47%

We Florida Financial FCU has a net worth of 9.84% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About We Florida Financial

Branches and Savings

What is We Florida Financial?

A federal credit union, registered with the NCUA under certificate #61525.
Learn more about credit unions here.

Is We Florida Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join We Florida Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are We Florida Financial's share account and share certificate rates?

We Florida Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is We Florida Financial?

We Florida Financial has total capital of $50.42 million. Full information on We Florida Financial's financial position is located above.

Who owns We Florida Financial?

Credit Unions are owned by their members.

Where are We Florida Financial branches located?

See branch locations nearby.

Are We Florida Financial ATMs Open 24/7?

Do We Florida Financial ATMs accept cash deposits?

Can We Florida Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does We Florida Financial have a mobile app?

Does We Florida Financial have mobile deposit?

Does We Florida Financial have quick pay?

How can We Florida Financial transfer money to other banks or credit unions?

Does We Florida Financial report to credit bureaus?

Does We Florida Financial use Chexsystems?

Does We Florida Financial use Equifax?

What is We Florida Financial's toll free phone number?

What is We Florida Financial's ACH Routing Number?

What is We Florida Financial's SWIFT code?

Where can I find We Florida Financial's wire transfer form?

What is the We Florida Financial address for deposits?

What Products Does We Florida Financial Offer

Does We Florida Financial offer mortgages?

Compare mortgage rates here.

Does We Florida Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does We Florida Financial offer auto and RV loans?

Compare auto loan rates here.

Does We Florida Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for We Florida Financial

There are currently no comments for We Florida Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →