We Florida Financial Credit Union
Headquarters
Po Box 14548
Fort Lauderdale, FL 33302
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2024 Overview
General Credit Union Information
We Florida Financial is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1953 and has approximately $814.23 millions in assets.
Who can join?
The following individuals and businesses are eligible for membership at CCCU:
Anyone who lives or works in, or any business located in Broward, Palm Beach, Miami-Dade, Brevard, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Lake, Lee, Manatee, Marion, Martin, Monroe, Okeechobee, Orange, Osceola, Polk, Sarasota, Seminole, St. Lucie or Volusia County, Florida
Licensed professionals and their employees
Family members of existing members
Employees of select employers throughout the membership area
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61525 |
| Date Established | 1953 |
| Assets | $814.23 million |
| Loans | $661.05 million |
| Deposits | $671.29 million |
| Capital | $79.04 million |
Field of Membership Restrictions
Membership is open to those who live or work in Palm Beach, Broward, Miami-Dade, Alachua, Baker, Bradford, Brevard, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Charlotte, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Monroe, Nassau, Okeechobee, Hendry, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union or Volusia Counties in Florida.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $0 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Month
|
5.15% | $500 | - |
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|
| 6 Month Jumbo
|
5.15% | $50,000 | - |
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|
| 7 Mo CD
|
5.26% | $500 | - |
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|
| 7 Mo CD
|
5.26% | $50,000 | - |
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|
| 9 Month
|
5.15% | $500 | - |
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|
| 1 Year
|
4.45% | $500 | - |
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|
| 1 Year Jumbo
|
5.15% | $50,000 | - |
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|
| 18 Month
|
4.45% | $500 | - |
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|
| 18 Month Jumbo
|
4.45% | $50,000 | - |
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|
| 20 Mo CD
|
1.51% | $500 | - |
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|
| 20 Mo CD
|
1.30% | $50,000 | - |
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|
| 31 Month Jumbo Special
|
2.01% | $50,000 | - |
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|
| 5 Year
|
2.01% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Shares
|
0.15% | $0 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for We Florida Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to We Florida Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are We Florida Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
WE FLORIDA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
We Florida Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of We Florida Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| We Florida Financial | U.S. Average |
|---|---|
| 15.28% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, We Florida Financial had $11,268,333 in non-current loans and $1,373,014 in owned assets. To cover these potential losses it had $79,044,451 in net worth and $3,668,483 in loans loss reserves. That gives it a Texas Ratio of 15.28%.
Net Worth
| We Florida Financial | U.S. Average |
|---|---|
| 9.67% | 13.62% |
We Florida Financial FCU has a net worth of 9.67% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for We Florida Financial
DT
April 13, 2020 |
OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will not give you your own money unless you tell them why you are withdrawing it. You cannot get any kind of assistance from anyone at the credit union, you have to talk to someone on the phone who is usually clueless. Run away. Bank somewhere else.
Is this review helpful? Yes:1 / No: 0
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