We Florida Financial Credit Union


Po Box 14548
Fort Lauderdale, FL 33302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.55% 5.00% →
2-Year CD N.A. 4.75% →
5-Year CD 0.65% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

We Florida Financial is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1953 and has approximately $759.46 millions in assets.

Who can join?

The following individuals and businesses are eligible for membership at CCCU:

Anyone who lives or works in, or any business located in Broward, Palm Beach, Miami-Dade, Brevard, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Lake, Lee, Manatee, Marion, Martin, Monroe, Okeechobee, Orange, Osceola, Polk, Sarasota, Seminole, St. Lucie or Volusia County, Florida

Licensed professionals and their employees

Family members of existing members

Employees of select employers throughout the membership area

NCUA Insured Yes / State-Chartered
Charter Number # # 61525
Date Established 1953
Assets $759.46 million
Loans $594.00 million
Deposits $644.98 million
Capital $81.78 million

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, Broward, Miami-Dade, Alachua, Baker, Bradford, Brevard, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Charlotte, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Monroe, Nassau, Okeechobee, Hendry, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union or Volusia Counties in Florida.

Deposit Rates - February 4, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More

Loan Rates - February 4, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WE FLORIDA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
5.921% 5.750% 0.88 $4,688 $1,459 Learn More
PenFed Credit Union
NMLS ID: 401822
5.294% 5.250% 0.50 $1,250 $1,381 Learn More
NMLS ID: Not lender
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

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Below are We Florida Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

We Florida Financial Locations

Climate Initiatives

WE FLORIDA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

We Florida Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of We Florida Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
We Florida Financial U.S. Average
5.14% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, We Florida Financial had $3,148,717 in non-current loans and $1,245,154 in owned assets. To cover these potential losses it had $81,783,211 in net worth and $3,713,351 in loans loss reserves. That gives it a Texas Ratio of 5.14%.

Net Worth
We Florida Financial U.S. Average
10.77% 12.52%

We Florida Financial FCU has a net worth of 10.77% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for WE FLORIDA FINANCIAL

  • April 13, 2020 |

    OMG! The worst. If you want to take your money out it is very difficult. Even though the IRS doesn't require anyone to tell why they are taking money out unless it is more than $10k these people will not give you your own money unless you tell them why you are withdrawing it. You cannot get any kind of assistance from anyone at the credit union, you have to talk to someone on the phone who is usually clueless. Run away. Bank somewhere else.

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