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Comparison of Deposit Account from WINGS FINANCIAL with 1.15% - October 2025


Long-Term Analysis of WINGS FINANCIAL with 1.15% APY and The Farmers Bank with 0.55% APY and Coulee Bank with 2.28% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WINGS FINANCIAL
    1.15%
    -
    $50,000
    6 Month
    Credit Union
    2.83x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    1.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993
  • 2
    LOCAL CD
    The Farmers Bank
    0.55%
    -
    $50,000
    12 Month
    Bank
    1.00x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 3
    LOCAL MONEY MARKET
    Coulee Bank
    2.28%
    -
    $50,000
    N.A.
    Bank
    4.16x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    2.28%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,140 798
    2 51,140 1,166 816
    3 52,306 1,193 835
    4 53,499 1,220 854
    5 54,718 1,248 873
    6 55,966 1,276 893
    7 57,242 1,305 914
    8 58,547 1,335 934
    9 59,882 1,365 956
    10 61,247 1,396 978
    11 62,644 1,428 1,000
    12 64,072 1,461 1,023
    13 65,533 1,494 1,046
    14 67,027 1,528 1,070
    15 68,555 1,563 1,094
    16 70,118 1,599 1,119
    17 71,717 1,635 1,145
    18 73,352 1,672 1,171
    19 75,024 1,711 1,197
    20 76,735 1,750 1,225
    TOTAL $28,485 $19,939

    All calculations are for demonstration purposes only.

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