Day-met Credit Union

Headquarters

P.o. Box 13087
Dayton, OH 45413
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD 0.60% 4.50% →
5-Year CD 0.90% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Day-met is located in Dayton, Oh. It was founded in 1957 and has approximately $136.3 millions in assets.

NCUA Insured No
Charter Number # # 97105
Date Established 1957
Assets $136.30 million
Loans $108.38 million
Deposits $122.48 million
Capital $11.96 million
 

Deposit Rates - September 30, 2026

Your Current Location: Iowa, IA

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 30, 2026

Your Current Location: Iowa, IA

There are currently no loan rates available for Day-met

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Iowa 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Iowa Home Equity Line Of Credit Rates 2026

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Branches

Below are Day-met branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Pella,Iowa



Climate Policy and Initiatives

DAY-MET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Day-met Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Day-met. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Day-met U.S. Average
4.15% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Day-met had $522,203 in non-current loans and $9,000 in owned assets. To cover these potential losses it had $11,963,724 in net worth and $830,765 in loans loss reserves. That gives it a Texas Ratio of 4.15%.

Net Worth
Day-met U.S. Average
8.78% 14.48%

Day-met FCU has a net worth of 8.78% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Day-met

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