WINGS FINANCIAL

14985 Glazier Ave
Apple Valley, MN 55124

Phone: 1-952-997-8000

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68601
Date Established 1938
Assets $5,065.19 million
Loans $3,254.65 million
Deposits $4,195.61 million
Capital $667.13 million

Wings Financial is an NCUA insured institution located in Apple Valley, MN. It was founded in 1938 and has approximately $5065.19 millions in assets.

Who can join?

Membership is available to most people employed in, retired from, or whose job directly supports the air transportation of people or cargo, immediate family members of persons engaged in such activities, and family members (including household relationships) of a current credit union member.

In addition, those who live or work in the 13-county Minneapolis/St. Paul Metro area and the Seattle-Tacoma area as defined below are eligible for membership in Wings Financial.


The Wings Financial charter states that the field of membership is limited to those having the following common bond:

1. Employees of entities engaged in the Air Transportation Industry who work in the United States, meaning:

Employees of airlines;
Government employees who work directly in the administration, regulation, or security of airlines, airports, or air transportation; and
Employees who are located at an airport if they work directly with:
Air transportation of freight
Air courier services
Air and air transportation support and services; for example, janitorial services, airport baggage handling, aircraft cleaning, maintenance and repair services, and runway maintenance services; and
On-board airline food services.


The Industry does not include employees of retail shops, restaurants, travel agencies, hotels, or car rental companies even if located at an airport.


2. Employees of this credit union;
3. Persons retired as pensioners or annuitants from the above employment;
4. Spouses of persons who died while within the field of membership of this credit union;
5. Members of their immediate families and households;
6. Organizations of such persons;
7. Corporate or other legal entities in the charter.

and

Minneapolis-St. Paul, Minnesota, Metro Area

13-County Minneapolis/St. Paul Metro Area Community, including persons who live, work, worship, volunteer, or attend school in the applicable counties, as well as businesses and other legal entities located in the area.

and

Seattle-Tacoma, Washington, Metro Area

Seattle-Tacoma area, including persons who live, work, worship, volunteer, or attend school in nearly 90 applicable school districts, as well as businesses and other legal entities located in the area.


In addition to the groups detailed above, you may pass on your membership to your family. The chart on the right shows the relationships eligible for family memberships. These relationships include members' spouses, blood or adoptive relatives, stepparents, stepchildren, or step-siblings may become members.

Field of Membership Restrictions

Membership in Wings Financial Credit Union is open to: Anyone who lives or works in the 13-county Minneapolis-Saint Paul, MN metro area. Anyone who works or has worked in the aviation industry nationwide. Anyone who lives or works in the Seattle-Tacoma, WA metro area. Individuals who are members of the Wings Financial Foundation. Immediate family members of a current Wings member.

Deposit Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $4,999 Learn MoreShow Less
Money Market
0.20% $5,000 $14,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.35% $5,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.86% $500 $9,999 Learn MoreShow Less
Special: 13 Mo FIRA
2.27% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
2.48% $5,000 - Learn MoreShow Less
Special: 36 Mo FIRA
1.96% $500 $9,999 Learn MoreShow Less
Special: 36 Mo FIRA
2.02% $10,000 $89,999 Learn MoreShow Less
Special: 36 Mo FIRA
2.07% $90,000 - Learn MoreShow Less
Special: 48 Mo FIRA
2.37% $500 $9,999 Learn MoreShow Less
Special: 48 Mo FIRA
2.42% $10,000 $89,999 Learn MoreShow Less
Special: 48 Mo FIRA
2.48% $90,000 - Learn MoreShow Less
Special: 60 Mo FIRA
2.63% $500 $9,999 Learn MoreShow Less
Special: 60 Mo FIRA
2.68% $10,000 $89,999 Learn MoreShow Less
Special: 60 Mo FIRA
2.73% $90,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.05% $10,000 $89,999 Learn MoreShow Less
3 Mo CD
1.11% $90,000 - Learn MoreShow Less
1.21% $10,000 $89,999 Learn MoreShow Less
6 Mo CD
1.26% $90,000 - Learn MoreShow Less
1.91% $10,000 $89,999 Learn MoreShow Less
12 Mo CD
1.97% $90,000 - Learn MoreShow Less
Special: 13 Mo CD
2.27% $500 - Learn MoreShow Less
Special: 18 Mo CD
2.48% $5,000 - Learn MoreShow Less
2.06% $10,000 $89,999 Learn MoreShow Less
24 Mo CD
2.12% $90,000 - Learn MoreShow Less
Special: 36 Mo CD
1.96% $500 $9,999 Learn MoreShow Less
Special: 36 Mo CD
2.02% $10,000 $89,999 Learn MoreShow Less
2.17% $10,000 $89,999 Learn MoreShow Less
Special: 36 Mo CD
2.07% $90,000 - Learn MoreShow Less
36 Mo CD
2.22% $90,000 - Learn MoreShow Less
Special: 48 Mo CD
2.37% $500 $9,999 Learn MoreShow Less
Special: 48 Mo CD
2.42% $10,000 $89,999 Learn MoreShow Less
2.57% $10,000 $89,999 Learn MoreShow Less
Special: 48 Mo CD
2.48% $90,000 - Learn MoreShow Less
48 Mo CD
2.63% $90,000 - Learn MoreShow Less
Special: 60 Mo CD
2.63% $500 $9,999 Learn MoreShow Less
Special: 60 Mo CD
2.68% $10,000 $89,999 Learn MoreShow Less
2.83% $10,000 $89,999 Learn MoreShow Less
Special: 60 Mo CD
2.73% $90,000 - Learn MoreShow Less
60 Mo CD
2.89% $90,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.99% 2.99% $726.92
4 Year 3.24% 3.24% $556.01
5 Year 3.49% 3.49% $454.68
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Wings Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wings Financial Locations


Financial Details

Wings Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wings Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wings Financial U.S. Average
3.03% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Wings Financial had $19,416,068 in non-current loans and $1,324,639 in owned assets. To cover these potential losses it had $667,132,933 in net worth and $17,695,870 in loans loss reserves. That gives it a Texas Ratio of 3.03%.

Net Worth
Wings Financial U.S. Average
13.17% 13.61%

Wings Financial FCU has a net worth of 13.17% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wings Financial

Branches and Savings

What is Wings Financial?

A federal credit union, registered with the NCUA under certificate #68601.
Learn more about credit unions here.

Is Wings Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wings Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Wings Financial's share account and share certificate rates?

Wings Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wings Financial?

Wings Financial has total capital of $667.13 million. Full information on Wings Financial's financial position is located above.

Who owns Wings Financial?

Credit Unions are owned by their members.

Where are Wings Financial branches located?

See branch locations nearby.

Are Wings Financial ATMs Open 24/7?

Do Wings Financial ATMs accept cash deposits?

Can Wings Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wings Financial have a mobile app?

Does Wings Financial have mobile deposit?

Does Wings Financial have quick pay?

How can Wings Financial transfer money to other banks or credit unions?

Does Wings Financial report to credit bureaus?

Does Wings Financial use Chexsystems?

Does Wings Financial use Equifax?

What is Wings Financial's toll free phone number?

What is Wings Financial's ACH Routing Number?

What is Wings Financial's SWIFT code?

Where can I find Wings Financial's wire transfer form?

What is the Wings Financial address for deposits?

What Products Does Wings Financial Offer

Does Wings Financial offer mortgages?

Compare mortgage rates here.

Does Wings Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wings Financial offer auto and RV loans?

Compare auto loan rates here.

Does Wings Financial offer student loans or personal loans?

Compare personal loan rates here.

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