Wings Financial Credit Union

Headquarters

14985 Glazier Ave
Apple Valley, MN 55124
See all branch locations →

Phone 1-952-997-8000

Notable Rates APY Vs.Others
Savings 4.75% 5.50% →
1-Year CD 5.40% 5.55% →
2-Year CD 1.81% 5.00% →
5-Year CD 2.73% 4.61% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage 6.68% 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Wings Financial is an NCUA insured institution located in Apple Valley, MN. It was founded in 1938 and has approximately $9445.83 millions in assets.

Who can join?

Membership is available to most people employed in, retired from, or whose job directly supports the air transportation of people or cargo, immediate family members of persons engaged in such activities, and family members (including household relationships) of a current credit union member.

In addition, those who live or work in the 13-county Minneapolis/St. Paul Metro area and the Seattle-Tacoma area as defined below are eligible for membership in Wings Financial.


The Wings Financial charter states that the field of membership is limited to those having the following common bond:

1. Employees of entities engaged in the Air Transportation Industry who work in the United States, meaning:

Employees of airlines;
Government employees who work directly in the administration, regulation, or security of airlines, airports, or air transportation; and
Employees who are located at an airport if they work directly with:
Air transportation of freight
Air courier services
Air and air transportation support and services; for example, janitorial services, airport baggage handling, aircraft cleaning, maintenance and repair services, and runway maintenance services; and
On-board airline food services.


The Industry does not include employees of retail shops, restaurants, travel agencies, hotels, or car rental companies even if located at an airport.


2. Employees of this credit union;
3. Persons retired as pensioners or annuitants from the above employment;
4. Spouses of persons who died while within the field of membership of this credit union;
5. Members of their immediate families and households;
6. Organizations of such persons;
7. Corporate or other legal entities in the charter.

and

Minneapolis-St. Paul, Minnesota, Metro Area

13-County Minneapolis/St. Paul Metro Area Community, including persons who live, work, worship, volunteer, or attend school in the applicable counties, as well as businesses and other legal entities located in the area.

and

Seattle-Tacoma, Washington, Metro Area

Seattle-Tacoma area, including persons who live, work, worship, volunteer, or attend school in nearly 90 applicable school districts, as well as businesses and other legal entities located in the area.


In addition to the groups detailed above, you may pass on your membership to your family. The chart on the right shows the relationships eligible for family memberships. These relationships include members' spouses, blood or adoptive relatives, stepparents, stepchildren, or step-siblings may become members.

NCUA Insured Yes / State-Chartered
Charter Number # # 68601
Date Established 1938
Assets $9,445.83 million
Loans $6,557.30 million
Deposits $6,685.75 million
Capital $1,073.22 million
 

Field of Membership Restrictions

Membership in Wings Financial Credit Union is open to: Anyone who lives or works in the 13-county Minneapolis-Saint Paul, MN metro area. Anyone who works or has worked in the aviation industry nationwide. Anyone who lives or works in the Seattle-Tacoma, WA metro area. Individuals who are members of the Wings Financial Foundation. Immediate family members of a current Wings member.

Deposit Rates - February 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.15% $0 - Learn More
SAV
4.75% $25,000 - Learn More
Money Market
0.15% $5,000 $49,999 Learn More
Money Market
0.20% $50,000 $99,999 Learn More
Money Market
0.25% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
0.95% $500 $9,999 Learn More
3 Month
1.00% $10,000 $99,999 Learn More
3 Month
1.05% $100,000 $249,999 Learn More
3 Month
1.11% $250,000 - Learn More
6 Mo CD
5.35% $500 $99,999 Learn More
6 Mo CD
1.15% $10,000 $99,999 Learn More
6 Mo CD
5.35% $100,000 - Learn More
6 Mo CD
1.11% $250,000 - Learn More
12 Mo CD
5.40% $500 $99,999 Learn More
1 Year
1.56% $10,000 $99,999 Learn More
12 Mo CD
5.40% $100,000 - Learn More
1 Year
1.66% $250,000 - Learn More
18 Month Special - New Money Only
5.05% $500 $99,999 Learn More
18 Month Special - New Money Only
5.05% $100,000 - Learn More
24 Mo CD
1.66% $500 $9,999 Learn More
2 Year
1.71% $10,000 $99,999 Learn More
24 Mo CD
1.76% $100,000 $249,999 Learn More
2 Year
1.81% $250,000 - Learn More
36 Mo CD
2.17% $500 $9,999 Learn More
3 Year
2.22% $10,000 $99,999 Learn More
36 Mo CD
2.27% $100,000 $249,999 Learn More
3 Year
2.32% $250,000 - Learn More
48 Mo CD
2.37% $500 $9,999 Learn More
48 Mo CD
2.42% $10,000 $99,999 Learn More
48 Mo CD
2.48% $100,000 $249,999 Learn More
48 Mo CD
2.53% $250,000 - Learn More
60 Mo CD
2.58% $500 $9,999 Learn More
60 Mo CD
2.63% $10,000 $99,999 Learn More
60 Mo CD
2.68% $100,000 $249,999 Learn More
60 Mo CD
2.73% $250,000 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
0.15% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.01% $0 - Learn MoreShow Less

Loan Rates - February 21, 2024

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 4.24% 4.24% $740.77
4 Year 4.99% 4.99% $575.62
5 Year 5.24% 5.24% $474.53
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Wings Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wings Financial Locations



Climate Initiatives

WINGS FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wings Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wings Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wings Financial U.S. Average
2.22% 5.37

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2023, Wings Financial had $22,378,961 in non-current loans and $2,683,694 in owned assets. To cover these potential losses it had $1,073,215,678 in net worth and $53,373,833 in loans loss reserves. That gives it a Texas Ratio of 2.22%.

Net Worth
Wings Financial U.S. Average
11.36% 13.46%

Wings Financial FCU has a net worth of 11.36% versus the BestCashCow average of 13.46. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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