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Comparison of Deposit Account from Woodsville Guaranty Savings Bank with 0.65% - July 2025


Long-Term Analysis of Home Bank of Arkansas with 0.95% APY and Woodsville Guaranty Savings Bank with 0.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Home Bank of Arkansas
    0.95%
    -
    $50,000
    6 Month
    Bank
    2.31x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 473 331
    2 50,473 477 334
    3 50,950 482 337
    4 51,432 487 341
    5 51,919 491 344
    6 52,410 496 347
    7 52,906 500 350
    8 53,406 505 354
    9 53,912 510 357
    10 54,422 515 360
    11 54,937 520 364
    12 55,456 525 367
    13 55,981 530 371
    14 56,510 535 374
    15 57,045 540 378
    16 57,585 545 381
    17 58,129 550 385
    18 58,679 555 389
    19 59,234 560 392
    20 59,795 566 396
    TOTAL $10,360 $7,252
  • 2
    LOCAL CD
    Woodsville Guaranty Savings Bank
    0.65%
    -
    $50,000
    36 Month
    Bank
    0.86x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.06% on June 24.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

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    Last Update on July 3, 2025

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