This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 730 | 511 |
| 2 | 50,730 | 741 | 518 |
| 3 | 51,471 | 751 | 526 |
| 4 | 52,222 | 762 | 534 |
| 5 | 52,985 | 774 | 542 |
| 6 | 53,758 | 785 | 549 |
| 7 | 54,543 | 796 | 557 |
| 8 | 55,339 | 808 | 566 |
| 9 | 56,147 | 820 | 574 |
| 10 | 56,967 | 832 | 582 |
| 11 | 57,799 | 844 | 591 |
| 12 | 58,643 | 856 | 599 |
| 13 | 59,499 | 869 | 608 |
| 14 | 60,367 | 881 | 617 |
| 15 | 61,249 | 894 | 626 |
| 16 | 62,143 | 907 | 635 |
| 17 | 63,050 | 921 | 644 |
| 18 | 63,971 | 934 | 654 |
| 19 | 64,905 | 948 | 663 |
| 20 | 65,853 | 961 | 673 |
| TOTAL | $16,814 | $11,770 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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