1st Advantage Federal Credit Union

Headquarters

Po Box 2116
Newport News, VA 23609
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.50% 4.50% →
2-Year CD 0.80% 4.73% →
5-Year CD 1.00% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

1st Advantage is an NCUA insured institution located in Newport News, VA. It was founded in 1951 and has approximately $946.01 millions in assets.

Who can join?

If you live, work, worship or attend school on the Virginia Peninsula (which includes Gloucester County, York County, the City of Williamsburg, James City County, the City of Newport News, the City of Hampton, and the City of Poquoson), or if a member of your immediate family is a member, you're eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7448
Date Established 1951
Assets $946.01 million
Loans $647.83 million
Deposits $830.12 million
Capital $104.63 million
 

Field of Membership Restrictions

Membership is open to live, work, worship or attend school in Gloucester County, York County, the City of Williamsburg, James City County, the City of Newport News, the City of Hampton, and the City of Poquoson, or iimmediate family of a member..

Deposit Rates - November 27, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
Premium Money Market Account
0.05% $10,000 $14,999 Learn More
Premium Money Market Account
0.05% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 27, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for 1ST ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
6.226% 6.125% 0.63 $2,685 $1,520 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to 1ST ADVANTAGE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are 1st Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


1st Advantage Locations



Climate Initiatives

1ST ADVANTAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

1st Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Advantage U.S. Average
5.06% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, 1st Advantage had $5,309,731 in non-current loans and $213,383 in owned assets. To cover these potential losses it had $104,634,891 in net worth and $4,584,844 in loans loss reserves. That gives it a Texas Ratio of 5.06%.

Net Worth
1st Advantage U.S. Average
11.06% 12.40%

1st Advantage FCU has a net worth of 11.06% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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