1ST COOPERATIVE

Headquarters

808 Knox Abbott Dr
Cayce, SC 29033
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.90% 1.15% →
2-Year CD 1.00% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

1st Cooperative is an NCUA insured institution located in Cayce, SC. It was founded in 1970 and has approximately $19.35 millions in assets.

NCUA Insured Yes
Charter Number # # 24627
Date Established 1970
Assets $19.35 million
Loans $14.54 million
Deposits $17.01 million
Capital $2.39 million
 

Deposit Rates - July 13, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $25 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 - Learn More
6 Mo CD
0.75% $500 - Learn More
12 Mo CD
0.90% $1,000 - Learn More
24 Mo CD
1.00% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $300 - Learn MoreShow Less

Loan Rates - July 13, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for 1ST COOPERATIVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.950% 2.875% 1.00 $2,438 $1,038 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to 1ST COOPERATIVE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are 1st Cooperative branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


1st Cooperative Locations


Financial Details

1st Cooperative Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Cooperative. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Cooperative U.S. Average
2.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, 1st Cooperative had $61,669 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,386,010 in net worth and $23,401 in loans loss reserves. That gives it a Texas Ratio of 2.56%.

Net Worth
1st Cooperative U.S. Average
12.32% 13.61%

1st Cooperative FCU has a net worth of 12.32% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Cooperative

Branches and Savings

What is 1st Cooperative?

A federal credit union, registered with the NCUA under certificate #24627.
Learn more about credit unions here.

Is 1st Cooperative FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Cooperative?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Cooperative's share account and share certificate rates?

1st Cooperative's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Cooperative?

1st Cooperative has total capital of $2.39 million. Full information on 1st Cooperative's financial position is located above.

Who owns 1st Cooperative?

Credit Unions are owned by their members.

Where are 1st Cooperative branches located?

See branch locations nearby.

Are 1st Cooperative ATMs Open 24/7?

Do 1st Cooperative ATMs accept cash deposits?

Can 1st Cooperative customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Cooperative have a mobile app?

Does 1st Cooperative have mobile deposit?

Does 1st Cooperative have quick pay?

How can 1st Cooperative transfer money to other banks or credit unions?

Does 1st Cooperative report to credit bureaus?

Does 1st Cooperative use Chexsystems?

Does 1st Cooperative use Equifax?

What is 1st Cooperative's toll free phone number?

What is 1st Cooperative's ACH Routing Number?

What is 1st Cooperative's SWIFT code?

Where can I find 1st Cooperative's wire transfer form?

What is the 1st Cooperative address for deposits?

What Products Does 1st Cooperative Offer

Does 1st Cooperative offer mortgages?

Compare mortgage rates here.

Does 1st Cooperative offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Cooperative offer auto and RV loans?

Compare auto loan rates here.

Does 1st Cooperative offer student loans or personal loans?

Compare personal loan rates here.

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