Edge

Headquarters

7545 Morgan Road
Liverpool, NY 13090
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Edge is an NCUA insured institution located in Liverpool, NY. It was founded in 1956 and has approximately $55.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11457
Date Established 1956
Assets $55.69 million
Loans $20.21 million
Deposits $49.23 million
Capital $5.91 million
 

Field of Membership Restrictions

Edge Federal Credit Union currently extends membership to include students, employees and families of: •Alzheimer's Association •COCARD •Cystic Fibrosis Foundation •Eagle Pointe Townhomes •Gold's Gym •Harborside Manor •IFCO •Info Quick Solutions •Liverpool CSD •Liverpool Public Library •Phoenix CSD •Phoenix Public Library •Saddle Club Townhomes •Syracuse Dental Assistant School •WBOC •Wealth Resources Network •Wellness Explosion.

Deposit Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Edge

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Edge
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Advertiser Disclosure

Loan Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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3.016% 2.950% 0.88 $2,105 $1,048 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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1.990 %
After Intro: 4.840 %
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Bethpage Federal Credit Union
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After Intro: 3.750 %
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Note to EDGE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Edge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Edge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edge U.S. Average
1.18% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Edge had $71,451 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,912,265 in net worth and $157,868 in loans loss reserves. That gives it a Texas Ratio of 1.18%.

Net Worth
Edge U.S. Average
10.61% 12.67%

Edge FCU has a net worth of 10.61% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Edge

Branches and Savings

What is Edge?

A federal credit union, registered with the NCUA under certificate #11457.
Learn more about credit unions here.

Is Edge FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Edge is insured by the NCUA.

Who can join Edge?

Please see Field of Membership information above for information on who is eligible to join.

What are Edge's share account and share certificate rates?

Edge's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Edge?

Edge has total capital of $5.91 million. Full information on Edge's financial position is located above.

Who owns Edge?

Credit Unions are owned by their members.

Where are Edge branches located?

See branch locations nearby.

Are Edge ATMs Open 24/7?

Do Edge ATMs accept cash deposits?

Can Edge customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Edge have a mobile app?

Does Edge have mobile deposit?

Does Edge have quick pay?

How can Edge transfer money to other banks or credit unions?

Does Edge report to credit bureaus?

Does Edge use Chexsystems?

Does Edge use Equifax?

What is Edge's toll free phone number?

What is Edge's ACH Routing Number?

What is Edge's SWIFT code?

Where can I find Edge's wire transfer form?

What is the Edge address for deposits?

What Products Does Edge Offer

Does Edge offer mortgages?

Compare mortgage rates here.

Does Edge offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Edge offer auto and RV loans?

Compare auto loan rates here.

Does Edge offer student loans or personal loans?

Compare personal loan rates here.

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