Edge Federal Credit Union

Headquarters

7545 Morgan Road
Liverpool, NY 13090
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Edge is an NCUA insured institution located in Liverpool, NY. It was founded in 1956 and has approximately $60.72 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11457
Date Established 1956
Assets $60.72 million
Loans $18.93 million
Deposits $54.05 million
Capital $6.07 million
 

Field of Membership Restrictions

Edge Federal Credit Union currently extends membership to include students, employees and families of: •Alzheimer's Association •COCARD •Cystic Fibrosis Foundation •Eagle Pointe Townhomes •Gold's Gym •Harborside Manor •IFCO •Info Quick Solutions •Liverpool CSD •Liverpool Public Library •Phoenix CSD •Phoenix Public Library •Saddle Club Townhomes •Syracuse Dental Assistant School •WBOC •Wealth Resources Network •Wellness Explosion.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Edge

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Payment
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Farmers Bank of Kansas City
NMLS ID: 613839
2.924% 2.875% 0.63 $1,568 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
More Info

Note to EDGE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Edge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

EDGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Edge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edge U.S. Average
4.60% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Edge had $284,085 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,067,221 in net worth and $103,005 in loans loss reserves. That gives it a Texas Ratio of 4.60%.

Net Worth
Edge U.S. Average
9.99% 12.22%

Edge FCU has a net worth of 9.99% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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