1ST GATEWAY

PO BOX 110
Camanche, IA 52730

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63124
Date Established 1953
Assets $156.56 million
Loans $125.70 million
Deposits $123.22 million
Capital $16.74 million

1st Gateway is an NCUA insured institution located in Camanche, IA. It was founded in 1953 and has approximately $156.56 millions in assets.

Field of Membership Restrictions

Membership is open to those who live or work in Clinton, Dubuque, Jackson, Jones, Scott and Cedar Counties in Iowa and Whiteside, Carroll, Jo Daviess, Ogle, Stephenson, Rock Island, Lee, Bureau and Henry Counties in Illinois.

Deposit Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.30% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
1.10% $50,000 - Learn MoreShow Less
1.30% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.40% $50,000 - Learn MoreShow Less
Special: 16 Mo CD
2.00% $1,000 - Learn MoreShow Less
1.60% $1,000 $49,999 Learn MoreShow Less
Special: 20 Mo CD
2.50% $1,000 - Learn MoreShow Less
1.80% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.90% $50,000 - Learn MoreShow Less
Special: 31 Mo CD
2.60% $1,000 - Learn MoreShow Less
2.50% $1,000 $49,999 Learn MoreShow Less
Special: 40 Mo CD
3.00% $1,000 - Learn MoreShow Less
2.85% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $20 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $500 - Learn MoreShow Less

Loan Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST GATEWAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.792% 3.750% 0.13 $1,290 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.890% 3.875% 0.13 $458 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to 1ST GATEWAY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are 1st Gateway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Gateway Locations


Financial Details

1st Gateway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Gateway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Gateway U.S. Average
13.08% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, 1st Gateway had $1,622,114 in non-current loans and $647,895 in owned assets. To cover these potential losses it had $16,737,409 in net worth and $620,893 in loans loss reserves. That gives it a Texas Ratio of 13.08%.

Net Worth
1st Gateway U.S. Average
10.69% 13.47%

1st Gateway FCU has a net worth of 10.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st Gateway

Branches and Savings

What is 1st Gateway?

A federal credit union, registered with the NCUA under certificate #63124.
Learn more about credit unions here.

Is 1st Gateway FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st Gateway?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st Gateway's share account and share certificate rates?

1st Gateway's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st Gateway?

1st Gateway has total capital of $16.74 million. Full information on 1st Gateway's financial position is located above.

Who owns 1st Gateway?

Credit Unions are owned by their members.

Where are 1st Gateway branches located?

See branch locations nearby.

Are 1st Gateway ATMs Open 24/7?

Do 1st Gateway ATMs accept cash deposits?

Can 1st Gateway customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st Gateway have a mobile app?

Does 1st Gateway have mobile deposit?

Does 1st Gateway have quick pay?

How can 1st Gateway transfer money to other banks or credit unions?

Does 1st Gateway report to credit bureaus?

Does 1st Gateway use Chexsystems?

Does 1st Gateway use Equifax?

What is 1st Gateway's toll free phone number?

What is 1st Gateway's ACH Routing Number?

What is 1st Gateway's SWIFT code?

Where can I find 1st Gateway's wire transfer form?

What is the 1st Gateway address for deposits?

What Products Does 1st Gateway Offer

Does 1st Gateway offer mortgages?

Compare mortgage rates here.

Does 1st Gateway offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Gateway offer auto and RV loans?

Compare auto loan rates here.

Does 1st Gateway offer student loans or personal loans?

Compare personal loan rates here.

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