TRAILNORTH

Headquarters

1178 NYS ROUTE 9N
Ticonderoga, NY 12883
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.25% 0.85% →
2-Year CD 0.40% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Trailnorth is an NCUA insured institution located in Ticonderoga, NY. It was founded in 1954 and has approximately $117.32 millions in assets.

NCUA Insured Yes
Charter Number # # 9219
Date Established 1954
Assets $117.32 million
Loans $51.25 million
Deposits $104.23 million
Capital $11.30 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Essex County, Washington County or in the Towns of Hague, Horicon or Chester, NY and to immediate family.

Deposit Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
30 Mo CD
0.40% $10,000 $14,999 Learn More
30 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TRAILNORTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.567% 2.500% 0.88 $2,200 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.682% 2.625% 0.50 $1,860 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TRAILNORTH
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Trailnorth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Trailnorth Locations


Financial Details

Trailnorth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Trailnorth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Trailnorth U.S. Average
7.28% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Trailnorth had $814,331 in non-current loans and $42,500 in owned assets. To cover these potential losses it had $11,300,496 in net worth and $475,682 in loans loss reserves. That gives it a Texas Ratio of 7.28%.

Net Worth
Trailnorth U.S. Average
9.63% 13.61%

Trailnorth FCU has a net worth of 9.63% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Trailnorth

Branches and Savings

What is Trailnorth?

A federal credit union, registered with the NCUA under certificate #9219.
Learn more about credit unions here.

Is Trailnorth FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Trailnorth?

Please see Field of Membership information above for information on who is eligible to join.

What are Trailnorth's share account and share certificate rates?

Trailnorth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Trailnorth?

Trailnorth has total capital of $11.30 million. Full information on Trailnorth's financial position is located above.

Who owns Trailnorth?

Credit Unions are owned by their members.

Where are Trailnorth branches located?

See branch locations nearby.

Are Trailnorth ATMs Open 24/7?

Do Trailnorth ATMs accept cash deposits?

Can Trailnorth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Trailnorth have a mobile app?

Does Trailnorth have mobile deposit?

Does Trailnorth have quick pay?

How can Trailnorth transfer money to other banks or credit unions?

Does Trailnorth report to credit bureaus?

Does Trailnorth use Chexsystems?

Does Trailnorth use Equifax?

What is Trailnorth's toll free phone number?

What is Trailnorth's ACH Routing Number?

What is Trailnorth's SWIFT code?

Where can I find Trailnorth's wire transfer form?

What is the Trailnorth address for deposits?

What Products Does Trailnorth Offer

Does Trailnorth offer mortgages?

Compare mortgage rates here.

Does Trailnorth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Trailnorth offer auto and RV loans?

Compare auto loan rates here.

Does Trailnorth offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Trailnorth

There are currently no comments for Trailnorth. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →