1st Mississippi

600 19th Ave
Meridian, MS 39301


General Credit Union Information

NCUA Insured Yes
Charter Number # # 21073
Date Established 1972
Assets $58.62 million
Loans $18.03 million
Deposits $41.06 million
Capital $17.28 million

1st Mississippi is an NCUA insured institution located in Meridian, MS. It was founded in 1972 and has approximately $58.62 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school located in Lauderdale or Clarke Counties and to immediate family of those eligible.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.60% $500 $94,999 Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.10% $2,500 - Learn MoreShow Less
Fixed IRA 0K
0.80% $500 $94,999 Learn MoreShow Less
MM 10K
0.25% $7,500 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST MISSISSIPPI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


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1st Mississippi Locations

Financial Details

1st Mississippi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Mississippi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
1st Mississippi U.S. Average
2.33% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, 1st Mississippi had $330,712 in non-current loans and $73,050 in owned assets. To cover these potential losses it had $17,277,297 in net worth and $80,227 in loans loss reserves. That gives it a Texas Ratio of 2.33%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
1st Mississippi U.S. Average
29.47% 13.03

1st Mississippi FCU has a net worth of 29.47% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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