2 Rivers Area Credit Union
Headquarters
296 W Jeffery St
Kankakee, IL 60901
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2024 Overview
General Credit Union Information
2 Rivers Area is an NCUA insured institution located in Kankakee, IL. It was founded in 1951 and has approximately $24.33 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62827 |
| Date Established | 1951 |
| Assets | $24.33 million |
| Loans | $15.49 million |
| Deposits | $21.11 million |
| Capital | $2.74 million |
Deposit Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for 2 Rivers Area
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Loan Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 2 Rivers Area
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to 2 Rivers Area
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Branches
Below are 2 Rivers Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
2 RIVERS AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
2 Rivers Area Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of 2 Rivers Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| 2 Rivers Area | U.S. Average |
|---|---|
| 5.64% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, 2 Rivers Area had $166,903 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,743,858 in net worth and $216,991 in loans loss reserves. That gives it a Texas Ratio of 5.64%.
Net Worth
| 2 Rivers Area | U.S. Average |
|---|---|
| 11.28% | 13.62% |
2 Rivers Area FCU has a net worth of 11.28% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 2 Rivers Area
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