Windsor Locks, CT 06096
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.60% →
1-Year CD 0.75% 1.55% →
2-Year CD 0.75% 1.45% →
5-Year CD 1.76% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

360 is an NCUA insured institution located in Windsor Locks, CT. It was founded in 1952 and has approximately $230 millions in assets.

Who can join?

You can...

As an individual related to or living with a 360FCU-eligible member; employed by one of our member companies; or a member of one of our non-profit associations (New England Air Museum or Friends of Hilltop Farm); you're eligible to join 360FCU.

You may join 360FCU by becoming a member of one of these non-profits (e.g., New England Air Museum or Friends of Hilltop Farm).

If your employer is one of the union's member companies, you and your family are automatically eligible for 360FCU membership.

If you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).

If you live in the same household as a 360FCU eligible member even if you are not related, but share the same residence and maintain a single economic unit (fiance, significant other, foster parent-child, nanny, roommate, etc).

NCUA Insured Yes
Charter Number # # 7723
Date Established 1952
Assets $230.00 million
Loans $168.48 million
Deposits $205.37 million
Capital $20.96 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.

Deposit Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 - Learn More
Money Market
0.15% $1 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn More
6 Mo CD
0.30% $1,000 $99,999 Learn More
6 Mo CD
0.30% $100,000 - Learn More
12 Mo CD
0.75% $1,000 - Learn More
18 Mo CD
0.75% $1,000 - Learn More
24 Mo CD
0.75% $1,000 - Learn More
36 Mo CD
0.75% $1 $99,999 Learn More
36 Mo CD
0.75% $100,000 - Learn More
48 Mo CD
0.75% $1,000 - Learn More
60 Mo CD
1.76% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
Fixed IRA
0.75% $1,000 - Learn MoreShow Less
Checking Rates APY MIN FEE
Premium Checking 1.74% $0 $0.00 Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for 360

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to 360
To upload and update your bank's rates please register. It is free to register and add rates.


Below are 360 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

360 Locations

Financial Details

360 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 360. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
360 U.S. Average
9.33% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, 360 had $1,875,853 in non-current loans and $315,000 in owned assets. To cover these potential losses it had $20,959,588 in net worth and $2,529,460 in loans loss reserves. That gives it a Texas Ratio of 9.33%.

Net Worth
360 U.S. Average
9.11% 13.86%

360 FCU has a net worth of 9.11% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 360

Branches and Savings

What is 360?

A federal credit union, registered with the NCUA under certificate #7723.
Learn more about credit unions here.

Is 360 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 360?

Please see Field of Membership information above for information on who is eligible to join.

What are 360's share account and share certificate rates?

360's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 360?

360 has total capital of $20.96 million. Full information on 360's financial position is located above.

Who owns 360?

Credit Unions are owned by their members.

Where are 360 branches located?

See branch locations nearby.

Are 360 ATMs Open 24/7?

Do 360 ATMs accept cash deposits?

Can 360 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 360 have a mobile app?

Does 360 have mobile deposit?

Does 360 have quick pay?

How can 360 transfer money to other banks or credit unions?

Does 360 report to credit bureaus?

Does 360 use Chexsystems?

Does 360 use Equifax?

What is 360's toll free phone number?

What is 360's ACH Routing Number?

What is 360's SWIFT code?

Where can I find 360's wire transfer form?

What is the 360 address for deposits?

What Products Does 360 Offer

Does 360 offer mortgages?

Compare mortgage rates here.

Does 360 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 360 offer auto and RV loans?

Compare auto loan rates here.

Does 360 offer student loans or personal loans?

Compare personal loan rates here.

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