360 Federal Credit Union
Headquarters
191 Ella Grasso Tpke, P.o. Box 273
Windsor Locks, CT 06096
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2024 Overview
General Credit Union Information
360 is an NCUA insured institution located in Windsor Locks, CT. It was founded in 1952 and has approximately $312.4 millions in assets.
Who can join?
You can...
As an individual related to or living with a 360FCU-eligible member; employed by one of our member companies; or a member of one of our non-profit associations (New England Air Museum or Friends of Hilltop Farm); you're eligible to join 360FCU.
You may join 360FCU by becoming a member of one of these non-profits (e.g., New England Air Museum or Friends of Hilltop Farm).
If your employer is one of the union's member companies, you and your family are automatically eligible for 360FCU membership.
If you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).
If you live in the same household as a 360FCU eligible member even if you are not related, but share the same residence and maintain a single economic unit (fiance, significant other, foster parent-child, nanny, roommate, etc).
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7723 |
| Date Established | 1952 |
| Assets | $312.40 million |
| Loans | $190.04 million |
| Deposits | $279.96 million |
| Capital | $27.08 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Premium Checking | 0.75% | $0 | $0.00 | Learn More |
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 360
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to 360
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Branches
Below are 360 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
360 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
360 Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of 360. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| 360 | U.S. Average |
|---|---|
| 7.74% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, 360 had $2,080,120 in non-current loans and $135,000 in owned assets. To cover these potential losses it had $27,075,448 in net worth and $1,550,962 in loans loss reserves. That gives it a Texas Ratio of 7.74%.
Net Worth
| 360 | U.S. Average |
|---|---|
| 8.66% | 13.62% |
360 FCU has a net worth of 8.66% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 360
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