GREATER NIAGARA

Headquarters

2901 MILITARY RD
Niagara Falls, NY 14304
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Greater Niagara is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1954 and has approximately $54.05 millions in assets.

NCUA Insured Yes
Charter Number # # 9537
Date Established 1954
Assets $54.05 million
Loans $30.39 million
Deposits $47.47 million
Capital $6.31 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Niagara County.

Deposit Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Greater Niagara

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Greater Niagara
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Loan Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREATER NIAGARA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.587% 2.500% 1.00 $2,875 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,860 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GREATER NIAGARA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Greater Niagara branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Greater Niagara Locations


Financial Details

Greater Niagara Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Niagara. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Niagara U.S. Average
7.29% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Greater Niagara had $461,346 in non-current loans and $14,050 in owned assets. To cover these potential losses it had $6,305,815 in net worth and $214,348 in loans loss reserves. That gives it a Texas Ratio of 7.29%.

Net Worth
Greater Niagara U.S. Average
11.66% 13.61%

Greater Niagara FCU has a net worth of 11.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Niagara

Branches and Savings

What is Greater Niagara?

A federal credit union, registered with the NCUA under certificate #9537.
Learn more about credit unions here.

Is Greater Niagara FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Niagara?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Niagara's share account and share certificate rates?

Greater Niagara's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Niagara?

Greater Niagara has total capital of $6.31 million. Full information on Greater Niagara's financial position is located above.

Who owns Greater Niagara?

Credit Unions are owned by their members.

Where are Greater Niagara branches located?

See branch locations nearby.

Are Greater Niagara ATMs Open 24/7?

Do Greater Niagara ATMs accept cash deposits?

Can Greater Niagara customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Niagara have a mobile app?

Does Greater Niagara have mobile deposit?

Does Greater Niagara have quick pay?

How can Greater Niagara transfer money to other banks or credit unions?

Does Greater Niagara report to credit bureaus?

Does Greater Niagara use Chexsystems?

Does Greater Niagara use Equifax?

What is Greater Niagara's toll free phone number?

What is Greater Niagara's ACH Routing Number?

What is Greater Niagara's SWIFT code?

Where can I find Greater Niagara's wire transfer form?

What is the Greater Niagara address for deposits?

What Products Does Greater Niagara Offer

Does Greater Niagara offer mortgages?

Compare mortgage rates here.

Does Greater Niagara offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Niagara offer auto and RV loans?

Compare auto loan rates here.

Does Greater Niagara offer student loans or personal loans?

Compare personal loan rates here.

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