Greater Niagara


2901 Military Rd
Niagara Falls, NY 14304
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Greater Niagara is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1954 and has approximately $62.35 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9537
Date Established 1954
Assets $62.35 million
Loans $29.35 million
Deposits $55.41 million
Capital $6.53 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or conduct business in Niagara County.

Deposit Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Greater Niagara

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Loan Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GREATER NIAGARA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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CityWorth Loans
NMLS ID: 925476
3.063% 3.000% 0.38 $2,025 $1,055 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.763% 2.750% 0.13 $422 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Greater Niagara branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Greater Niagara Locations

Financial Details

Greater Niagara Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Niagara. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Niagara U.S. Average
5.23% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Greater Niagara had $336,348 in non-current loans and $14,050 in owned assets. To cover these potential losses it had $6,530,446 in net worth and $175,571 in loans loss reserves. That gives it a Texas Ratio of 5.23%.

Net Worth
Greater Niagara U.S. Average
10.47% 12.67%

Greater Niagara FCU has a net worth of 10.47% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Niagara

Branches and Savings

What is Greater Niagara?

A federal credit union, registered with the NCUA under certificate #9537.
Learn more about credit unions here.

Is Greater Niagara FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Greater Niagara is insured by the NCUA.

Who can join Greater Niagara?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Niagara's share account and share certificate rates?

Greater Niagara's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Niagara?

Greater Niagara has total capital of $6.53 million. Full information on Greater Niagara's financial position is located above.

Who owns Greater Niagara?

Credit Unions are owned by their members.

Where are Greater Niagara branches located?

See branch locations nearby.

Are Greater Niagara ATMs Open 24/7?

Do Greater Niagara ATMs accept cash deposits?

Can Greater Niagara customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Niagara have a mobile app?

Does Greater Niagara have mobile deposit?

Does Greater Niagara have quick pay?

How can Greater Niagara transfer money to other banks or credit unions?

Does Greater Niagara report to credit bureaus?

Does Greater Niagara use Chexsystems?

Does Greater Niagara use Equifax?

What is Greater Niagara's toll free phone number?

What is Greater Niagara's ACH Routing Number?

What is Greater Niagara's SWIFT code?

Where can I find Greater Niagara's wire transfer form?

What is the Greater Niagara address for deposits?

What Products Does Greater Niagara Offer

Does Greater Niagara offer mortgages?

Compare mortgage rates here.

Does Greater Niagara offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Niagara offer auto and RV loans?

Compare auto loan rates here.

Does Greater Niagara offer student loans or personal loans?

Compare personal loan rates here.

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