2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 274
Date Established 1935
Assets $133.90 million
Loans $100.52 million
Deposits $115.16 million
Capital $18.31 million

Aberdeen is an NCUA insured institution located in Aberdeen, SD. It was founded in 1935 and has approximately $133.9 millions in assets.

Field of Membership Restrictions

Aberdeen Federal Credit Union membership is open to anyone who lives, works, worships or attends school in Brown County. The immediate family members of these groups are also welcome to join Aberdeen Federal Credit Union.

Deposit Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.01% $500 - Learn MoreShow Less
6 Mo CD
1.26% $500 - Learn MoreShow Less
12 Mo CD
1.76% $500 - Learn MoreShow Less
18 Mo CD
1.96% $500 - Learn MoreShow Less
24 Mo CD
2.27% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.76% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $499 Learn MoreShow Less
Int Ckg
0.10% $2,500 $4,999 Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ABERDEEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.527% 3.500% 0.38 $852 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Aberdeen branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Aberdeen Locations

Financial Details

Aberdeen Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aberdeen. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aberdeen U.S. Average
7.00% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Aberdeen had $1,289,527 in non-current loans and $3,550 in owned assets. To cover these potential losses it had $18,306,216 in net worth and $176,081 in loans loss reserves. That gives it a Texas Ratio of 7.00%.

Net Worth
Aberdeen U.S. Average
13.67% 13.47%

Aberdeen FCU has a net worth of 13.67% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Aberdeen

Branches and Savings

What is Aberdeen?

A federal credit union, registered with the NCUA under certificate #274.
Learn more about credit unions here.

Is Aberdeen FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Aberdeen?

Please see Field of Membership information above for information on who is eligible to join.

What are Aberdeen's share account and share certificate rates?

Aberdeen's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Aberdeen?

Aberdeen has total capital of $18.31 million. Full information on Aberdeen's financial position is located above.

Who owns Aberdeen?

Credit Unions are owned by their members.

Where are Aberdeen branches located?

See branch locations nearby.

Are Aberdeen ATMs Open 24/7?

Do Aberdeen ATMs accept cash deposits?

Can Aberdeen customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Aberdeen have a mobile app?

Does Aberdeen have mobile deposit?

Does Aberdeen have quick pay?

How can Aberdeen transfer money to other banks or credit unions?

Does Aberdeen report to credit bureaus?

Does Aberdeen use Chexsystems?

Does Aberdeen use Equifax?

What is Aberdeen's toll free phone number?

What is Aberdeen's ACH Routing Number?

What is Aberdeen's SWIFT code?

Where can I find Aberdeen's wire transfer form?

What is the Aberdeen address for deposits?

What Products Does Aberdeen Offer

Does Aberdeen offer mortgages?

Compare mortgage rates here.

Does Aberdeen offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aberdeen offer auto and RV loans?

Compare auto loan rates here.

Does Aberdeen offer student loans or personal loans?

Compare personal loan rates here.

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