ADVANTAGE FINANCIAL

1319 F ST NW STE 500
Washington, DC 20004

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.92% 2.25% →
2-Year CD 2.07% 2.50% →
5-Year CD 2.58% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Advantage Financial is an NCUA insured institution located in Washington, DC. It was founded in 1964 and has approximately $113.57 millions in assets.

NCUA Insured Yes
Charter Number # # 16416
Date Established 1964
Assets $113.57 million
Loans $70.67 million
Deposits $99.43 million
Capital $11.80 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in Washington D.C., as well as employees of the Department of Veterans Affairs in Philadelphia, PA, Brooklyn, NY and Albany, NY

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.92% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.61% $500 - Learn MoreShow Less
12 Mo CD
1.92% $500 - Learn MoreShow Less
2.07% $500 $49,999 Learn MoreShow Less
2.17% $500 $49,999 Learn MoreShow Less
2.38% $500 $49,999 Learn MoreShow Less
2.58% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ADVANTAGE FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ADVANTAGE FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Advantage Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Advantage Financial Locations


Financial Details

Advantage Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage Financial U.S. Average
3.71% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Advantage Financial had $467,338 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,798,181 in net worth and $786,129 in loans loss reserves. That gives it a Texas Ratio of 3.71%.

Net Worth
Advantage Financial U.S. Average
10.38% 13.65%

Advantage Financial FCU has a net worth of 10.38% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage Financial

Branches and Savings

What is Advantage Financial?

A federal credit union, registered with the NCUA under certificate #16416.
Learn more about credit unions here.

Is Advantage Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advantage Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage Financial's share account and share certificate rates?

Advantage Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage Financial?

Advantage Financial has total capital of $11.80 million. Full information on Advantage Financial's financial position is located above.

Who owns Advantage Financial?

Credit Unions are owned by their members.

Where are Advantage Financial branches located?

See branch locations nearby.

Are Advantage Financial ATMs Open 24/7?

Do Advantage Financial ATMs accept cash deposits?

Can Advantage Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage Financial have a mobile app?

Does Advantage Financial have mobile deposit?

Does Advantage Financial have quick pay?

How can Advantage Financial transfer money to other banks or credit unions?

Does Advantage Financial report to credit bureaus?

Does Advantage Financial use Chexsystems?

Does Advantage Financial use Equifax?

What is Advantage Financial's toll free phone number?

What is Advantage Financial's ACH Routing Number?

What is Advantage Financial's SWIFT code?

Where can I find Advantage Financial's wire transfer form?

What is the Advantage Financial address for deposits?

What Products Does Advantage Financial Offer

Does Advantage Financial offer mortgages?

Compare mortgage rates here.

Does Advantage Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Financial offer auto and RV loans?

Compare auto loan rates here.

Does Advantage Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Advantage Financial

There are currently no comments for Advantage Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →