BUFFALO METROPOLITAN

Headquarters

62 S ELMWOOD AVE
Buffalo, NY 14202
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.15% 1.01% →
2-Year CD 0.25% 0.95% →
5-Year CD 0.40% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Buffalo Metropolitan is an NCUA insured institution located in Buffalo, NY. It was founded in 1937 and has approximately $114.17 millions in assets.

NCUA Insured Yes
Charter Number # # 2209
Date Established 1937
Assets $114.17 million
Loans $90.94 million
Deposits $103.54 million
Capital $13.33 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Erie County and to immediate family.

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1,000 - Learn More
Money Market
0.10% $2,500 $9,999 Learn More
Money Market
0.15% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 $999,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $500 - Learn More
12 Mo CD
0.15% $500 - Learn More
18 Mo CD
0.20% $500 - Learn More
24 Mo CD
0.25% $500 - Learn More
36 Mo CD
0.30% $500 - Learn More
48 Mo CD
0.35% $500 - Learn More
60 Mo CD
0.40% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 - Learn MoreShow Less

Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for BUFFALO METROPOLITAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to BUFFALO METROPOLITAN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Buffalo Metropolitan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Buffalo Metropolitan Locations


Financial Details

Buffalo Metropolitan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buffalo Metropolitan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Buffalo Metropolitan U.S. Average
16.38% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Buffalo Metropolitan had $2,304,666 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,333,562 in net worth and $739,888 in loans loss reserves. That gives it a Texas Ratio of 16.38%.

Net Worth
Buffalo Metropolitan U.S. Average
11.67% 13.61%

Buffalo Metropolitan FCU has a net worth of 11.67% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Buffalo Metropolitan

Branches and Savings

What is Buffalo Metropolitan?

A federal credit union, registered with the NCUA under certificate #2209.
Learn more about credit unions here.

Is Buffalo Metropolitan FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Buffalo Metropolitan?

Please see Field of Membership information above for information on who is eligible to join.

What are Buffalo Metropolitan's share account and share certificate rates?

Buffalo Metropolitan's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Buffalo Metropolitan?

Buffalo Metropolitan has total capital of $13.33 million. Full information on Buffalo Metropolitan's financial position is located above.

Who owns Buffalo Metropolitan?

Credit Unions are owned by their members.

Where are Buffalo Metropolitan branches located?

See branch locations nearby.

Are Buffalo Metropolitan ATMs Open 24/7?

Do Buffalo Metropolitan ATMs accept cash deposits?

Can Buffalo Metropolitan customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Buffalo Metropolitan have a mobile app?

Does Buffalo Metropolitan have mobile deposit?

Does Buffalo Metropolitan have quick pay?

How can Buffalo Metropolitan transfer money to other banks or credit unions?

Does Buffalo Metropolitan report to credit bureaus?

Does Buffalo Metropolitan use Chexsystems?

Does Buffalo Metropolitan use Equifax?

What is Buffalo Metropolitan's toll free phone number?

What is Buffalo Metropolitan's ACH Routing Number?

What is Buffalo Metropolitan's SWIFT code?

Where can I find Buffalo Metropolitan's wire transfer form?

What is the Buffalo Metropolitan address for deposits?

What Products Does Buffalo Metropolitan Offer

Does Buffalo Metropolitan offer mortgages?

Compare mortgage rates here.

Does Buffalo Metropolitan offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Buffalo Metropolitan offer auto and RV loans?

Compare auto loan rates here.

Does Buffalo Metropolitan offer student loans or personal loans?

Compare personal loan rates here.

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