Advantage Plus


Po Box 4610
Pocatello, ID 83205
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.65% 0.70% →
2-Year CD 0.80% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Advantage Plus is an NCUA insured institution located in Pocatello, ID. It was founded in 1953 and has approximately $226.44 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8428
Date Established 1953
Assets $226.44 million
Loans $147.21 million
Deposits $207.67 million
Capital $16.41 million

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Bannock, Power, Caribou or Bear Lake counties in Idaho.

Deposit Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less

Loan Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVANTAGE PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.812% 2.750% 0.75 $2,015 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Advantage Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Advantage Plus Locations

Financial Details

Advantage Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage Plus U.S. Average
2.63% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Advantage Plus had $384,483 in non-current loans and $68,326 in owned assets. To cover these potential losses it had $16,409,639 in net worth and $775,861 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Net Worth
Advantage Plus U.S. Average
7.24% 12.20%

Advantage Plus FCU has a net worth of 7.24% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage Plus

Branches and Savings

What is Advantage Plus?

A federal credit union, registered with the NCUA under certificate #8428.
Learn more about credit unions here.

Is Advantage Plus FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Advantage Plus is insured by the NCUA.

Who can join Advantage Plus?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage Plus's share account and share certificate rates?

Advantage Plus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage Plus?

Advantage Plus has total capital of $16.41 million. Full information on Advantage Plus's financial position is located above.

Who owns Advantage Plus?

Credit Unions are owned by their members.

Where are Advantage Plus branches located?

See branch locations nearby.

Are Advantage Plus ATMs Open 24/7?

Do Advantage Plus ATMs accept cash deposits?

Can Advantage Plus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage Plus have a mobile app?

Does Advantage Plus have mobile deposit?

Does Advantage Plus have quick pay?

How can Advantage Plus transfer money to other banks or credit unions?

Does Advantage Plus report to credit bureaus?

Does Advantage Plus use Chexsystems?

Does Advantage Plus use Equifax?

What is Advantage Plus's toll free phone number?

What is Advantage Plus's ACH Routing Number?

What is Advantage Plus's SWIFT code?

Where can I find Advantage Plus's wire transfer form?

What is the Advantage Plus address for deposits?

What Products Does Advantage Plus Offer

Does Advantage Plus offer mortgages?

Compare mortgage rates here.

Does Advantage Plus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Plus offer auto and RV loans?

Compare auto loan rates here.

Does Advantage Plus offer student loans or personal loans?

Compare personal loan rates here.

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