ADVANTAGE PLUS

PO BOX 4610
Pocatello, ID 83205

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8428
Date Established 1953
Assets $144.75 million
Loans $109.90 million
Deposits $129.02 million
Capital $13.39 million

Advantage Plus is an NCUA insured institution located in Pocatello, ID. It was founded in 1953 and has approximately $144.75 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Bannock, Power, Caribou or Bear Lake counties in Idaho.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $100 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
2.50% $1,000 - Learn MoreShow Less
18 Mo CD
2.50% $1,000 - Learn MoreShow Less
24 Mo CD
2.50% $1,000 - Learn MoreShow Less
36 Mo CD
2.50% $1,000 - Learn MoreShow Less
48 Mo CD
2.50% $1,000 - Learn MoreShow Less
60 Mo CD
3.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVANTAGE PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to ADVANTAGE PLUS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Advantage Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Advantage Plus Locations


Financial Details

Advantage Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advantage Plus U.S. Average
19.43% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Advantage Plus had $2,551,426 in non-current loans and $155,374 in owned assets. To cover these potential losses it had $13,394,912 in net worth and $539,438 in loans loss reserves. That gives it a Texas Ratio of 19.43%.

Net Worth
Advantage Plus U.S. Average
9.25% 13.47%

Advantage Plus FCU has a net worth of 9.25% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advantage Plus

Branches and Savings

What is Advantage Plus?

A federal credit union, registered with the NCUA under certificate #8428.
Learn more about credit unions here.

Is Advantage Plus FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advantage Plus?

Please see Field of Membership information above for information on who is eligible to join.

What are Advantage Plus's share account and share certificate rates?

Advantage Plus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advantage Plus?

Advantage Plus has total capital of $13.39 million. Full information on Advantage Plus's financial position is located above.

Who owns Advantage Plus?

Credit Unions are owned by their members.

Where are Advantage Plus branches located?

See branch locations nearby.

Are Advantage Plus ATMs Open 24/7?

Do Advantage Plus ATMs accept cash deposits?

Can Advantage Plus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advantage Plus have a mobile app?

Does Advantage Plus have mobile deposit?

Does Advantage Plus have quick pay?

How can Advantage Plus transfer money to other banks or credit unions?

Does Advantage Plus report to credit bureaus?

Does Advantage Plus use Chexsystems?

Does Advantage Plus use Equifax?

What is Advantage Plus's toll free phone number?

What is Advantage Plus's ACH Routing Number?

What is Advantage Plus's SWIFT code?

Where can I find Advantage Plus's wire transfer form?

What is the Advantage Plus address for deposits?

What Products Does Advantage Plus Offer

Does Advantage Plus offer mortgages?

Compare mortgage rates here.

Does Advantage Plus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Plus offer auto and RV loans?

Compare auto loan rates here.

Does Advantage Plus offer student loans or personal loans?

Compare personal loan rates here.

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