AFFINITY

475 NW HOFFMAN LN
Des Moines, IA 50313

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62829
Date Established 1949
Assets $125.48 million
Loans $95.06 million
Deposits $112.06 million
Capital $10.84 million

Affinity is an NCUA insured institution located in Des Moines, IA. It was founded in 1949 and has approximately $125.48 millions in assets.

Field of Membership Restrictions

Membership in Affinity Credit Union is open to those who live or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor and Ringgold counties in Iowa and to employees of Kenworth Mid-Iowa Inc, NSK Corporation, Clarinda Reginal Health Center and over 75 Select Employer Groups.

Deposit Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $5,000 $24,999 Learn MoreShow Less
Money Market
1.26% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 $24,999 Learn MoreShow Less
Special: 15 Mo CD
2.63% $50,000 - Learn MoreShow Less
1.61% $1,000 $24,999 Learn MoreShow Less
1.76% $1,000 $24,999 Learn MoreShow Less
Special: 28 Mo CD
2.78% $50,000 - Learn MoreShow Less
2.00% $1,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $100 $4,999 Learn MoreShow Less
Checking Rates APY MIN FEE
eGreen Rewards 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AFFINITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.538% 3.500% 0.50 $1,175 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to AFFINITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Affinity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Affinity Locations


Financial Details

Affinity Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affinity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Affinity U.S. Average
16.18% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Affinity had $1,968,693 in non-current loans and $20,100 in owned assets. To cover these potential losses it had $10,837,434 in net worth and $1,452,676 in loans loss reserves. That gives it a Texas Ratio of 16.18%.

Net Worth
Affinity U.S. Average
8.63% 13.47%

Affinity FCU has a net worth of 8.63% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Affinity

Branches and Savings

What is Affinity?

A federal credit union, registered with the NCUA under certificate #62829.
Learn more about credit unions here.

Is Affinity FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Affinity?

Please see Field of Membership information above for information on who is eligible to join.

What are Affinity's share account and share certificate rates?

Affinity's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Affinity?

Affinity has total capital of $10.84 million. Full information on Affinity's financial position is located above.

Who owns Affinity?

Credit Unions are owned by their members.

Where are Affinity branches located?

See branch locations nearby.

Are Affinity ATMs Open 24/7?

Do Affinity ATMs accept cash deposits?

Can Affinity customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Affinity have a mobile app?

Does Affinity have mobile deposit?

Does Affinity have quick pay?

How can Affinity transfer money to other banks or credit unions?

Does Affinity report to credit bureaus?

Does Affinity use Chexsystems?

Does Affinity use Equifax?

What is Affinity's toll free phone number?

What is Affinity's ACH Routing Number?

What is Affinity's SWIFT code?

Where can I find Affinity's wire transfer form?

What is the Affinity address for deposits?

What Products Does Affinity Offer

Does Affinity offer mortgages?

Compare mortgage rates here.

Does Affinity offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Affinity offer auto and RV loans?

Compare auto loan rates here.

Does Affinity offer student loans or personal loans?

Compare personal loan rates here.

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