Crossroads Community


3031 William Street
Cheektowaga, NY 14227
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 0.85% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.25% 0.75% →
5-Year CD 0.40% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Crossroads Community is an NCUA insured institution located in Cheektowaga, NY. It was founded in 1938 and has approximately $83.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2508
Date Established 1938
Assets $83.81 million
Loans $24.91 million
Deposits $74.00 million
Capital $9.61 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or go to school in Amherst, Blasdell, Buffalo, Cheektowaga, Clarence, Depew, East Aurora, Elma, Grand Island, Hamburg, Kenmore, Lackawanna, Lancaster, Orchard Park, Tonawanda, West Seneca, and Williamsville, New York and immediate family of existing members.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.07% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.30% $100,000 $199,999 Learn More
48 Mo CD
0.35% $10,000 $14,999 Learn More
48 Mo CD
0.35% $100,000 $199,999 Learn More
60 Mo CD
0.40% $10,000 $14,999 Learn More
60 Mo CD
0.40% $100,000 $199,999 Learn More

Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CROSSROADS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Crossroads Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Crossroads Community Locations

Financial Details

Crossroads Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crossroads Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crossroads Community U.S. Average
0.52% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Crossroads Community had $48,734 in non-current loans and $1,800 in owned assets. To cover these potential losses it had $9,605,236 in net worth and $127,606 in loans loss reserves. That gives it a Texas Ratio of 0.52%.

Net Worth
Crossroads Community U.S. Average
11.46% 12.20%

Crossroads Community FCU has a net worth of 11.46% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Crossroads Community

Branches and Savings

What is Crossroads Community?

A federal credit union, registered with the NCUA under certificate #2508.
Learn more about credit unions here.

Is Crossroads Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Crossroads Community is insured by the NCUA.

Who can join Crossroads Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Crossroads Community's share account and share certificate rates?

Crossroads Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Crossroads Community?

Crossroads Community has total capital of $9.61 million. Full information on Crossroads Community's financial position is located above.

Who owns Crossroads Community?

Credit Unions are owned by their members.

Where are Crossroads Community branches located?

See branch locations nearby.

Are Crossroads Community ATMs Open 24/7?

Do Crossroads Community ATMs accept cash deposits?

Can Crossroads Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Crossroads Community have a mobile app?

Does Crossroads Community have mobile deposit?

Does Crossroads Community have quick pay?

How can Crossroads Community transfer money to other banks or credit unions?

Does Crossroads Community report to credit bureaus?

Does Crossroads Community use Chexsystems?

Does Crossroads Community use Equifax?

What is Crossroads Community's toll free phone number?

What is Crossroads Community's ACH Routing Number?

What is Crossroads Community's SWIFT code?

Where can I find Crossroads Community's wire transfer form?

What is the Crossroads Community address for deposits?

What Products Does Crossroads Community Offer

Does Crossroads Community offer mortgages?

Compare mortgage rates here.

Does Crossroads Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crossroads Community offer auto and RV loans?

Compare auto loan rates here.

Does Crossroads Community offer student loans or personal loans?

Compare personal loan rates here.

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