Alcoa Community

Headquarters

P O Box 1269
Benton, AR 72018
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.25% →
1-Year CD 1.00% 0.67% →
2-Year CD 1.15% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alcoa Community is an NCUA insured institution located in Benton, AR. It was founded in 1957 and has approximately $50.22 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11913
Date Established 1957
Assets $50.22 million
Loans $35.14 million
Deposits $44.35 million
Capital $5.17 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.15% $10,000 $14,999 Learn More
24 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.28% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALCOA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ALCOA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alcoa Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Alcoa Community Locations


Financial Details

Alcoa Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alcoa Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alcoa Community U.S. Average
6.60% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alcoa Community had $341,964 in non-current loans and $4,667 in owned assets. To cover these potential losses it had $5,167,454 in net worth and $83,664 in loans loss reserves. That gives it a Texas Ratio of 6.60%.

Net Worth
Alcoa Community U.S. Average
10.28% 12.67%

Alcoa Community FCU has a net worth of 10.28% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alcoa Community

Branches and Savings

What is Alcoa Community?

A federal credit union, registered with the NCUA under certificate #11913.
Learn more about credit unions here.

Is Alcoa Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alcoa Community is insured by the NCUA.

Who can join Alcoa Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Alcoa Community's share account and share certificate rates?

Alcoa Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alcoa Community?

Alcoa Community has total capital of $5.17 million. Full information on Alcoa Community's financial position is located above.

Who owns Alcoa Community?

Credit Unions are owned by their members.

Where are Alcoa Community branches located?

See branch locations nearby.

Are Alcoa Community ATMs Open 24/7?

Do Alcoa Community ATMs accept cash deposits?

Can Alcoa Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alcoa Community have a mobile app?

Does Alcoa Community have mobile deposit?

Does Alcoa Community have quick pay?

How can Alcoa Community transfer money to other banks or credit unions?

Does Alcoa Community report to credit bureaus?

Does Alcoa Community use Chexsystems?

Does Alcoa Community use Equifax?

What is Alcoa Community's toll free phone number?

What is Alcoa Community's ACH Routing Number?

What is Alcoa Community's SWIFT code?

Where can I find Alcoa Community's wire transfer form?

What is the Alcoa Community address for deposits?

What Products Does Alcoa Community Offer

Does Alcoa Community offer mortgages?

Compare mortgage rates here.

Does Alcoa Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alcoa Community offer auto and RV loans?

Compare auto loan rates here.

Does Alcoa Community offer student loans or personal loans?

Compare personal loan rates here.

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