Allegan Community


P. O. Box 320
Allegan, MI 49010
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Allegan Community is an NCUA insured institution located in Allegan, MI. It was founded in 1945 and has approximately $65.51 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5185
Date Established 1945
Assets $65.51 million
Loans $42.20 million
Deposits $58.91 million
Capital $5.39 million

Field of Membership Restrictions

Membership is open to those who live, worship or work in Allegan County in Michigan.

Deposit Rates - April 19, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Allegan Community

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Advertiser Disclosure

Loan Rates - April 19, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALLEGAN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.561% 2.500% 0.75 $2,022 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.672% 2.625% 0.25 $1,542 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Allegan Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Allegan Community Locations

Financial Details

Allegan Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allegan Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Allegan Community U.S. Average
1.73% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Allegan Community had $92,381 in non-current loans and $8,375 in owned assets. To cover these potential losses it had $5,389,433 in net worth and $446,189 in loans loss reserves. That gives it a Texas Ratio of 1.73%.

Net Worth
Allegan Community U.S. Average
8.22% 12.67%

Allegan Community FCU has a net worth of 8.22% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Allegan Community

Branches and Savings

What is Allegan Community?

A federal credit union, registered with the NCUA under certificate #5185.
Learn more about credit unions here.

Is Allegan Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Allegan Community is insured by the NCUA.

Who can join Allegan Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Allegan Community's share account and share certificate rates?

Allegan Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Allegan Community?

Allegan Community has total capital of $5.39 million. Full information on Allegan Community's financial position is located above.

Who owns Allegan Community?

Credit Unions are owned by their members.

Where are Allegan Community branches located?

See branch locations nearby.

Are Allegan Community ATMs Open 24/7?

Do Allegan Community ATMs accept cash deposits?

Can Allegan Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Allegan Community have a mobile app?

Does Allegan Community have mobile deposit?

Does Allegan Community have quick pay?

How can Allegan Community transfer money to other banks or credit unions?

Does Allegan Community report to credit bureaus?

Does Allegan Community use Chexsystems?

Does Allegan Community use Equifax?

What is Allegan Community's toll free phone number?

What is Allegan Community's ACH Routing Number?

What is Allegan Community's SWIFT code?

Where can I find Allegan Community's wire transfer form?

What is the Allegan Community address for deposits?

What Products Does Allegan Community Offer

Does Allegan Community offer mortgages?

Compare mortgage rates here.

Does Allegan Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Allegan Community offer auto and RV loans?

Compare auto loan rates here.

Does Allegan Community offer student loans or personal loans?

Compare personal loan rates here.

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