ALLEGAN COMMUNITY

P. O. BOX 320
Allegan, MI 49010

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5185
Date Established 1945
Assets $45.22 million
Loans $31.47 million
Deposits $39.68 million
Capital $4.33 million

Allegan Community is an NCUA insured institution located in Allegan, MI. It was founded in 1945 and has approximately $45.22 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Allegan County in Michigan.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Allegan Community

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Note to Allegan Community
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There are currently no rates available for Allegan Community, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ALLEGAN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Note to ALLEGAN COMMUNITY
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Branches

Below are Allegan Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Allegan Community Locations


Financial Details

Allegan Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allegan Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Allegan Community U.S. Average
4.62% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Allegan Community had $194,793 in non-current loans and $13,219 in owned assets. To cover these potential losses it had $4,325,877 in net worth and $177,958 in loans loss reserves. That gives it a Texas Ratio of 4.62%.

Net Worth
Allegan Community U.S. Average
9.56% 13.47%

Allegan Community FCU has a net worth of 9.56% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Allegan Community

Branches and Savings

What is Allegan Community?

A federal credit union, registered with the NCUA under certificate #5185.
Learn more about credit unions here.

Is Allegan Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Allegan Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Allegan Community's share account and share certificate rates?

Allegan Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Allegan Community?

Allegan Community has total capital of $4.33 million. Full information on Allegan Community's financial position is located above.

Who owns Allegan Community?

Credit Unions are owned by their members.

Where are Allegan Community branches located?

See branch locations nearby.

Are Allegan Community ATMs Open 24/7?

Do Allegan Community ATMs accept cash deposits?

Can Allegan Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Allegan Community have a mobile app?

Does Allegan Community have mobile deposit?

Does Allegan Community have quick pay?

How can Allegan Community transfer money to other banks or credit unions?

Does Allegan Community report to credit bureaus?

Does Allegan Community use Chexsystems?

Does Allegan Community use Equifax?

What is Allegan Community's toll free phone number?

What is Allegan Community's ACH Routing Number?

What is Allegan Community's SWIFT code?

Where can I find Allegan Community's wire transfer form?

What is the Allegan Community address for deposits?

What Products Does Allegan Community Offer

Does Allegan Community offer mortgages?

Compare mortgage rates here.

Does Allegan Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Allegan Community offer auto and RV loans?

Compare auto loan rates here.

Does Allegan Community offer student loans or personal loans?

Compare personal loan rates here.

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