ALTAMAHA

PO BOX 490
Jesup, GA 31598

Notable Rates APY Vs.Others
Savings 0.25% 2.25% →
1-Year CD 1.70% 2.25% →
2-Year CD 1.90% 2.50% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Altamaha is an NCUA insured institution located in Jesup, GA. It was founded in 1955 and has approximately $58.61 millions in assets.

NCUA Insured Yes
Charter Number # # 10262
Date Established 1955
Assets $58.61 million
Loans $35.55 million
Deposits $48.31 million
Capital $9.17 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne or Long Counties in Georgia.

Deposit Rates - December 13, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $5,000 Learn MoreShow Less
Money Market
0.40% $10,001 $25,000 Learn MoreShow Less
Money Market
0.50% $25,001 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.60% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
1.25% $500 - Learn MoreShow Less
12 Mo CD
1.70% $500 - Learn MoreShow Less
1.70% $500 $9,999,999 Learn MoreShow Less
18 Mo CD
1.75% $500 - Learn MoreShow Less
1.80% $500 $9,999,999 Learn MoreShow Less
24 Mo CD
1.90% $500 - Learn MoreShow Less
1.85% $500 $9,999,999 Learn MoreShow Less
36 Mo CD
1.95% $500 - Learn MoreShow Less
1.80% $500 $9,999,999 Learn MoreShow Less
48 Mo CD
2.00% $500 - Learn MoreShow Less
1.80% $500 $9,999,999 Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - December 13, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for ALTAMAHA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hart West Financial Inc.
NMLS ID: 116830
3.281% 3.250% 0.38 $980 $1,089 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ALTAMAHA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Altamaha branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Altamaha Locations


Financial Details

Altamaha Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altamaha. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altamaha U.S. Average
10.03% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Altamaha had $927,443 in non-current loans and $31,500 in owned assets. To cover these potential losses it had $9,172,130 in net worth and $390,907 in loans loss reserves. That gives it a Texas Ratio of 10.03%.

Net Worth
Altamaha U.S. Average
15.64% 13.65%

Altamaha FCU has a net worth of 15.64% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Altamaha

Branches and Savings

What is Altamaha?

A federal credit union, registered with the NCUA under certificate #10262.
Learn more about credit unions here.

Is Altamaha FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Altamaha?

Please see Field of Membership information above for information on who is eligible to join.

What are Altamaha's share account and share certificate rates?

Altamaha's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altamaha?

Altamaha has total capital of $9.17 million. Full information on Altamaha's financial position is located above.

Who owns Altamaha?

Credit Unions are owned by their members.

Where are Altamaha branches located?

See branch locations nearby.

Are Altamaha ATMs Open 24/7?

Do Altamaha ATMs accept cash deposits?

Can Altamaha customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altamaha have a mobile app?

Does Altamaha have mobile deposit?

Does Altamaha have quick pay?

How can Altamaha transfer money to other banks or credit unions?

Does Altamaha report to credit bureaus?

Does Altamaha use Chexsystems?

Does Altamaha use Equifax?

What is Altamaha's toll free phone number?

What is Altamaha's ACH Routing Number?

What is Altamaha's SWIFT code?

Where can I find Altamaha's wire transfer form?

What is the Altamaha address for deposits?

What Products Does Altamaha Offer

Does Altamaha offer mortgages?

Compare mortgage rates here.

Does Altamaha offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altamaha offer auto and RV loans?

Compare auto loan rates here.

Does Altamaha offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Altamaha

There are currently no comments for Altamaha. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →