ALTON MUNICIPAL EMPLOYEES

Headquarters

3212 COLLEGE AVE
Alton, IL 62002
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Alton Municipal Employees is an NCUA insured institution located in Alton, IL. It was founded in 1955 and has approximately $0.57 millions in assets.

NCUA Insured Yes
Charter Number # # 10308
Date Established 1955
Assets $0.57 million
Loans $0.52 million
Deposits $0.41 million
Capital $0.16 million
 

Deposit Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Alton Municipal Employees

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Loan Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALTON MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.567% 2.500% 0.88 $2,200 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.682% 2.625% 0.50 $1,860 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ALTON MUNICIPAL EMPLOYEES
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Branches

Below are Alton Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alton Municipal Employees Locations


Financial Details

Alton Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alton Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alton Municipal Employees U.S. Average
2.29% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Alton Municipal Employees had $3,905 in non-current loans and $0 in owned assets. To cover these potential losses it had $163,472 in net worth and $6,966 in loans loss reserves. That gives it a Texas Ratio of 2.29%.

Net Worth
Alton Municipal Employees U.S. Average
28.56% 13.61%

Alton Municipal Employees FCU has a net worth of 28.56% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alton Municipal Employees

Branches and Savings

What is Alton Municipal Employees?

A federal credit union, registered with the NCUA under certificate #10308.
Learn more about credit unions here.

Is Alton Municipal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alton Municipal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Alton Municipal Employees's share account and share certificate rates?

Alton Municipal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alton Municipal Employees?

Alton Municipal Employees has total capital of $0.16 million. Full information on Alton Municipal Employees's financial position is located above.

Who owns Alton Municipal Employees?

Credit Unions are owned by their members.

Where are Alton Municipal Employees branches located?

See branch locations nearby.

Are Alton Municipal Employees ATMs Open 24/7?

Do Alton Municipal Employees ATMs accept cash deposits?

Can Alton Municipal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alton Municipal Employees have a mobile app?

Does Alton Municipal Employees have mobile deposit?

Does Alton Municipal Employees have quick pay?

How can Alton Municipal Employees transfer money to other banks or credit unions?

Does Alton Municipal Employees report to credit bureaus?

Does Alton Municipal Employees use Chexsystems?

Does Alton Municipal Employees use Equifax?

What is Alton Municipal Employees's toll free phone number?

What is Alton Municipal Employees's ACH Routing Number?

What is Alton Municipal Employees's SWIFT code?

Where can I find Alton Municipal Employees's wire transfer form?

What is the Alton Municipal Employees address for deposits?

What Products Does Alton Municipal Employees Offer

Does Alton Municipal Employees offer mortgages?

Compare mortgage rates here.

Does Alton Municipal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alton Municipal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Alton Municipal Employees offer student loans or personal loans?

Compare personal loan rates here.

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