Alton Municipal Employees Federal Credit Union

Headquarters

3212 College Ave
Alton, IL 62002
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alton Municipal Employees is an NCUA insured institution located in Alton, IL. It was founded in 1955 and has approximately $0.59 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10308
Date Established 1955
Assets $0.59 million
Loans $0.40 million
Deposits $0.42 million
Capital $0.17 million
 

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Alton Municipal Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Alton Municipal Employees

Note to Alton Municipal Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALTON MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.737% 2.690% 0.63 $1,520 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ALTON MUNICIPAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alton Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alton Municipal Employees Locations



Climate Initiatives

ALTON MUNICIPAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Alton Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alton Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alton Municipal Employees U.S. Average
5.29% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Alton Municipal Employees had $9,166 in non-current loans and $0 in owned assets. To cover these potential losses it had $166,357 in net worth and $6,966 in loans loss reserves. That gives it a Texas Ratio of 5.29%.

Net Worth
Alton Municipal Employees U.S. Average
28.11% 12.22%

Alton Municipal Employees FCU has a net worth of 28.11% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ALTON MUNICIPAL EMPLOYEES

There are currently no comments for ALTON MUNICIPAL EMPLOYEES. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →