Alton & Southern Railroad Emp Federal Credit Union

Headquarters

1000 South 22nd Street
Centreville, IL 62207
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Alton & Southern Railroad Emp is an NCUA insured institution located in Centreville, IL. It was founded in 1936 and has approximately $1 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1562
Date Established 1936
Assets $1.00 million
Loans $0.63 million
Deposits $0.75 million
Capital $0.25 million
 

Deposit Rates - December 9, 2024

Your Current Location: Washington, WA 98109

We do not yet have rates for Alton & Southern Railroad Emp

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Loan Rates - December 9, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Alton & Southern Railroad Emp

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.105% 6.000% 0.75 $3,610 $1,919 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.208% 6.125% 0.88 $2,842 $1,945 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.476% 6.375% 0.88 $3,394 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.782% 6.625% 1.00 $5,195 $2,049 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info

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Branches

Below are Alton & Southern Railroad Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Alton & Southern Railroad Emp Locations around zip code 98109


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Climate Policy and Initiatives

ALTON & SOUTHERN RAILROAD EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Alton & Southern Railroad Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alton & Southern Railroad Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alton & Southern Railroad Emp U.S. Average
4.76% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Alton & Southern Railroad Emp had $12,084 in non-current loans and $0 in owned assets. To cover these potential losses it had $248,996 in net worth and $4,855 in loans loss reserves. That gives it a Texas Ratio of 4.76%.

Net Worth
Alton & Southern Railroad Emp U.S. Average
24.84% 13.93%

Alton & Southern Railroad Emp FCU has a net worth of 24.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Alton & Southern Railroad Emp

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