ALTON & SOUTHERN RAILROAD EMP

1000 South 22nd Street
Centreville, IL 62207

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1562
Date Established 1936
Assets $1.00 million
Loans $0.63 million
Deposits $0.75 million
Capital $0.25 million

Alton & Southern Railroad Emp is an NCUA insured institution located in Centreville, IL. It was founded in 1936 and has approximately $1 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALTON & SOUTHERN RAILROAD EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Featured - Virginia Home Equity Line Of Credit Rates 2019

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4.490 %
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More Info

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Branches

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Alton & Southern Railroad Emp Locations


Financial Details

Alton & Southern Railroad Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alton & Southern Railroad Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alton & Southern Railroad Emp U.S. Average
4.76% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Alton & Southern Railroad Emp had $12,084 in non-current loans and $0 in owned assets. To cover these potential losses it had $248,996 in net worth and $4,855 in loans loss reserves. That gives it a Texas Ratio of 4.76%.

Net Worth
Alton & Southern Railroad Emp U.S. Average
24.84% 13.47%

Alton & Southern Railroad Emp FCU has a net worth of 24.84% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alton & Southern Railroad Emp

Branches and Savings

What is Alton & Southern Railroad Emp?

A federal credit union, registered with the NCUA under certificate #1562.
Learn more about credit unions here.

Is Alton & Southern Railroad Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alton & Southern Railroad Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Alton & Southern Railroad Emp's share account and share certificate rates?

Alton & Southern Railroad Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alton & Southern Railroad Emp?

Alton & Southern Railroad Emp has total capital of $0.25 million. Full information on Alton & Southern Railroad Emp's financial position is located above.

Who owns Alton & Southern Railroad Emp?

Credit Unions are owned by their members.

Where are Alton & Southern Railroad Emp branches located?

See branch locations nearby.

Are Alton & Southern Railroad Emp ATMs Open 24/7?

Do Alton & Southern Railroad Emp ATMs accept cash deposits?

Can Alton & Southern Railroad Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alton & Southern Railroad Emp have a mobile app?

Does Alton & Southern Railroad Emp have mobile deposit?

Does Alton & Southern Railroad Emp have quick pay?

How can Alton & Southern Railroad Emp transfer money to other banks or credit unions?

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What Products Does Alton & Southern Railroad Emp Offer

Does Alton & Southern Railroad Emp offer mortgages?

Compare mortgage rates here.

Does Alton & Southern Railroad Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alton & Southern Railroad Emp offer auto and RV loans?

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Does Alton & Southern Railroad Emp offer student loans or personal loans?

Compare personal loan rates here.

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