American Airlines Federal Credit Union

Headquarters

14050 Faa Blvd
Fort Worth, TX 76155
See all branch locations →

Phone 1-800-533-0035

Notable Rates APY Vs.Others
Savings 0.50% 4.01% →
1-Year CD 0.55% 4.50% →
2-Year CD 0.55% 4.73% →
5-Year CD 0.80% 4.75% →
30-Year Mortgage 7.34% 4.91% →
15-Year Mortgage 6.69% 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

American Airlines is an NCUA insured institution located in Fort Worth, TX. It was founded in 1982 and has approximately $9493.07 millions in assets.

Who is Eligible for Membership?

Today, AA Credit Union is open to anyone working in the Air Transportation Industry and their families.

This includes:

All active or retired employees of American Airlines, Inc., American Eagle Airlines, or the Air Transportation Industry as described below:

Employees who work in the Air Transportation Industry in the United States, such as:

Employees of airlines or airports;

Employees who work directly in the administration, regulation or security of airlines, airports, or air transportation;

Employees of companies that have a strong dependency relationship with airlines or airports who work directly with:

Air transportation of freight, including freight forwarding for air transportation;

Air courier services, air passenger services, airport baggage handling;

Commercial airport janitorial services;

Commercial aircraft cleaning, maintenance, servicing, and repair services;

Commercial airport runway maintenance services; and

On-board airline food services.

Families: When you’re an AA Credit Union Member, you can sponsor membership for your spouse, children, parents, siblings, grandparents, grandchildren and permanent household members.

*Air Transportation Industry does not include employees of retail shops, restaurants, travel agencies, hotels, taxicab services, car rental companies, airplane manufacturers; employees primarily engaged in ground transportation of freight (other than freight forwarding for air transportation), defense services companies, or employees of defense product manufacturers.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23957
Date Established 1982
Assets $9,493.07 million
Loans $4,959.94 million
Deposits $8,645.17 million
Capital $873.79 million
 

Field of Membership Restrictions

Membership in American Airlines Credit Union is open to employees and retirees of American Airlines, Inc., American Eagle Airlines or anyone working in the Air Transportation Industry in the United States.

Deposit Rates - November 28, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $0 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.40% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: California, CA 92111

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.35% 2.35% $719.89
4 Year 2.60% 2.60% $548.95
5 Year 2.60% 2.60% $444.79
Refinance Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are American Airlines branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


American Airlines Locations



Climate Initiatives

AMERICAN AIRLINES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

American Airlines Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Airlines. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
American Airlines U.S. Average
1.15% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, American Airlines had $10,174,341 in non-current loans and $213,082 in owned assets. To cover these potential losses it had $873,791,260 in net worth and $29,754,201 in loans loss reserves. That gives it a Texas Ratio of 1.15%.

Net Worth
American Airlines U.S. Average
9.2% 12.40%

American Airlines FCU has a net worth of 9.2% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for AMERICAN AIRLINES


  • June 12, 2017 |

    Savings Rates

    five star......great location...fast service

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