2020 Overview
General Credit Union Information
Self Reliance Ny is an NCUA insured institution located in New York, NY. It was founded in 1951 and has approximately $1405.25 millions in assets.
Who can join?
To become a member at Self Reliance (NY) Federal Credit Union one must first qualify for membership at the Selfreliance Association of American Ukrainians. There are branches of the Association in New York City at 98 Second Avenue, New York, in Uniondale and Kerhonkson New York. An initial minimum deposit of $50.00 is required to open a basic share account, plus a $10.00 membership fee to the Selfreliance Association. Having a share account makes you immediately eligible for credit union membership.
Family members of members may also apply for lifetime membership. Eligible family members include your spouse, children, parents, grandchildren, grandparents, brothers, sisters, aunts, uncles, nieces, nephews, first cousins and in laws.
| NCUA Insured | Yes |
| Charter Number # | # 7217 |
| Date Established | 1951 |
| Assets | $1,405.25 million |
| Loans | $680.03 million |
| Deposits | $1,167.15 million |
| Capital | $235.49 million |
Field of Membership Restrictions
Deposit Rates - November 29, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.50% | $2,500 | $4,999 |
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|
|
Money Market
|
1.00% | $2,500 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.41% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.46% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.56% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.66% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.71% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.81% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
2.02% | $10,000 | $14,999 |
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|
Loan Rates - November 29, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for SELF RELIANCE NY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 1168 |
2.687% | 2.625% | 0.63 | $2,015 | $1,005 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.557% | 2.500% | 0.75 | $1,880 | $988 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to SELF RELIANCE NY
To upload and update your bank's rates please register.
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Branches
Below are Self Reliance Ny branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Self Reliance Ny Locations
Financial Details
Self Reliance Ny Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Self Reliance Ny. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Self Reliance Ny | U.S. Average |
|---|---|
| 3.46% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Self Reliance Ny had $8,196,248 in non-current loans and $100,313 in owned assets. To cover these potential losses it had $235,485,281 in net worth and $4,587,632 in loans loss reserves. That gives it a Texas Ratio of 3.46%.
Net Worth
| Self Reliance Ny | U.S. Average |
|---|---|
| 16.75% | 13.61% |
Self Reliance Ny FCU has a net worth of 16.75% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Self Reliance Ny
Branches and Savings
What is Self Reliance Ny?
A federal credit union, registered with the NCUA under certificate #7217.
Learn more about credit unions here.
Is Self Reliance Ny FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Self Reliance Ny?
Please see Field of Membership information above for information on who is eligible to join.
How big is Self Reliance Ny?
Self Reliance Ny has total capital of $235.49 million. Full information on Self Reliance Ny's financial position is located above.
Who owns Self Reliance Ny?
Credit Unions are owned by their members.
Where are Self Reliance Ny branches located?
See branch locations nearby.
Are Self Reliance Ny ATMs Open 24/7?
Do Self Reliance Ny ATMs accept cash deposits?
Can Self Reliance Ny customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Self Reliance Ny have a mobile app?
Does Self Reliance Ny have mobile deposit?
Does Self Reliance Ny have quick pay?
How can Self Reliance Ny transfer money to other banks or credit unions?
Does Self Reliance Ny report to credit bureaus?
Does Self Reliance Ny use Chexsystems?
Does Self Reliance Ny use Equifax?
What is Self Reliance Ny's toll free phone number?
What is Self Reliance Ny's ACH Routing Number?
What is Self Reliance Ny's SWIFT code?
Where can I find Self Reliance Ny's wire transfer form?
What is the Self Reliance Ny address for deposits?
What Products Does Self Reliance Ny Offer
Does Self Reliance Ny offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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