AMERICAN UNITED

2687 W 7800 S
West Jordan, UT 84088

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.95% 2.25% →
2-Year CD 2.20% 2.50% →
5-Year CD 2.45% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

American United is an NCUA insured institution located in West Jordan, UT. It was founded in 1952 and has approximately $247.81 millions in assets.

NCUA Insured Yes
Charter Number # # 8187
Date Established 1952
Assets $247.81 million
Loans $197.77 million
Deposits $214.53 million
Capital $35.31 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, attend school, or associate in Salt Lake County and Tooele County in Utah. Membership is also open to employees of Union Pacific Railroad, Utah Highway Patrol, Utah Transit Authority and other select organizations. (Membership requirements are listed in the credit union's online application)

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,000 $4,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.95% $500 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.85% $500 $74,999 Learn MoreShow Less
1.95% $500 $74,999 Learn MoreShow Less
2.05% $500 $74,999 Learn MoreShow Less
2.20% $500 $74,999 Learn MoreShow Less
2.30% $500 $74,999 Learn MoreShow Less
2.35% $500 $74,999 Learn MoreShow Less
2.45% $500 $74,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AMERICAN UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to AMERICAN UNITED
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Branches

Below are American United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


American United Locations


Financial Details

American United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
American United U.S. Average
3.11% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, American United had $1,092,930 in non-current loans and $44,833 in owned assets. To cover these potential losses it had $35,310,440 in net worth and $1,292,796 in loans loss reserves. That gives it a Texas Ratio of 3.11%.

Net Worth
American United U.S. Average
14.24% 13.65%

American United FCU has a net worth of 14.24% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About American United

Branches and Savings

What is American United?

A federal credit union, registered with the NCUA under certificate #8187.
Learn more about credit unions here.

Is American United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join American United?

Please see Field of Membership information above for information on who is eligible to join.

What are American United's share account and share certificate rates?

American United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is American United?

American United has total capital of $35.31 million. Full information on American United's financial position is located above.

Who owns American United?

Credit Unions are owned by their members.

Where are American United branches located?

See branch locations nearby.

Are American United ATMs Open 24/7?

Do American United ATMs accept cash deposits?

Can American United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does American United have a mobile app?

Does American United have mobile deposit?

Does American United have quick pay?

How can American United transfer money to other banks or credit unions?

Does American United report to credit bureaus?

Does American United use Chexsystems?

Does American United use Equifax?

What is American United's toll free phone number?

What is American United's ACH Routing Number?

What is American United's SWIFT code?

Where can I find American United's wire transfer form?

What is the American United address for deposits?

What Products Does American United Offer

Does American United offer mortgages?

Compare mortgage rates here.

Does American United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American United offer auto and RV loans?

Compare auto loan rates here.

Does American United offer student loans or personal loans?

Compare personal loan rates here.

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