2401 44TH RD
Long Island Cit, NY 11101
See all branch locations →

Phone 1-347-686-6000

Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.80% 1.15% →
2-Year CD 1.20% 1.26% →
5-Year CD 1.35% 1.56% →
30-Year Mortgage 3.89% 3.09% →
15-Year Mortgage 3.05% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

United Nations is an NCUA insured institution located in Long Island Cit, NY. It was founded in 1947 and has approximately $5854.38 millions in assets.

Who Can Join?

United Nations Federal Credit Union (UNFCU) has built a tradition of value, trust and confidence with its members who are specifically the staff of the United Nations, UN Specialized Agencies, their families and retirees around the world. As a single-sponsor credit union, we are dedicated to serving only the UN community with whom we have developed a keen understanding and a strong partnership. Accordingly, membership offers many distinct advantages.

If you are ...

An employee or retiree of the United Nations and affiliated agencies

An employee of the United Nations International School

An employee of the US Fund for UNICEF

An employee of the United Nations Child Care Center

An employee of the United Nations Foundation

Employees of the United Nations Association

Employees of USA for UNHCR

Family to a UNFCU member (includes spouses, parents, children, grandchildren, grandparents, brothers and sisters)

An individual who resides in and shares financial responsibility of a household with a UNFCU member

... then UNFCU membership is open to you.

NCUA Insured Yes
Charter Number # # 5588
Date Established 1947
Assets $5,854.38 million
Loans $3,398.83 million
Deposits $5,223.55 million
Capital $603.84 million

Field of Membership Restrictions

Membership is open to residents of the United States who are members of the United Nations Association of the USA ($25 membership fee) or Friends of Kilimanjaro Initiative ($10 yearly membership fee). Membership is also open to employees, consultants, and retirees of the United Nations and affiliated agencies.

Deposit Rates - July 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $50 - Learn More
Money Market
0.20% $2,500 $24,999 Learn More
Money Market
0.35% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $500 - Learn More
6 Mo CD
0.50% $500 - Learn More
12 Mo CD
0.80% $500 - Learn More
18 Mo CD
0.85% $500 - Learn More
24 Mo CD
0.95% $500 $49,999 Learn More
24 Mo CD
1.20% $50,000 - Learn More
30 Mo CD
1.00% $500 - Learn More
36 Mo CD
1.05% $500 $49,999 Learn More
36 Mo CD
1.30% $50,000 - Learn More
60 Mo CD
1.10% $500 $49,999 Learn More
60 Mo CD
1.35% $50,000 - Learn More
Variable IRA Rates APY MIN MAX
0.15% $1 - Learn MoreShow Less
Fixed IRA
0.80% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 9, 2020

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 5.50% 5.50% $754.90
4 Year 5.50% 5.50% $581.41
5 Year 5.50% 5.50% $477.53
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are United Nations branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

United Nations Locations

Financial Details

United Nations Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Nations. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Nations U.S. Average
1.82% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, United Nations had $10,086,304 in non-current loans and $1,404,595 in owned assets. To cover these potential losses it had $603,841,313 in net worth and $27,010,552 in loans loss reserves. That gives it a Texas Ratio of 1.82%.

Net Worth
United Nations U.S. Average
10.31% 13.86%

United Nations FCU has a net worth of 10.31% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Nations

Branches and Savings

What is United Nations?

A federal credit union, registered with the NCUA under certificate #5588.
Learn more about credit unions here.

Is United Nations FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Nations?

Please see Field of Membership information above for information on who is eligible to join.

What are United Nations's share account and share certificate rates?

United Nations's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Nations?

United Nations has total capital of $603.84 million. Full information on United Nations's financial position is located above.

Who owns United Nations?

Credit Unions are owned by their members.

Where are United Nations branches located?

See branch locations nearby.

Are United Nations ATMs Open 24/7?

Do United Nations ATMs accept cash deposits?

Can United Nations customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Nations have a mobile app?

Does United Nations have mobile deposit?

Does United Nations have quick pay?

How can United Nations transfer money to other banks or credit unions?

Does United Nations report to credit bureaus?

Does United Nations use Chexsystems?

Does United Nations use Equifax?

What is United Nations's toll free phone number?

What is United Nations's ACH Routing Number?

What is United Nations's SWIFT code?

Where can I find United Nations's wire transfer form?

What is the United Nations address for deposits?

What Products Does United Nations Offer

Does United Nations offer mortgages?

Compare mortgage rates here.

Does United Nations offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Nations offer auto and RV loans?

Compare auto loan rates here.

Does United Nations offer student loans or personal loans?

Compare personal loan rates here.

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