United Nations

2401 44th Rd
Long Island Cit, NY 11101

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5588
Date Established 1947
Assets $4,580.04 million
Loans $2,100.45 million
Deposits $4,083.94 million
Capital $417.48 million

United Nations is an NCUA insured institution located in Long Island Cit, NY. It was founded in 1947 and has approximately $4580.04 millions in assets.

Who Can Join?

United Nations Federal Credit Union (UNFCU) has built a tradition of value, trust and confidence with its members who are specifically the staff of the United Nations, UN Specialized Agencies, their families and retirees around the world. As a single-sponsor credit union, we are dedicated to serving only the UN community with whom we have developed a keen understanding and a strong partnership. Accordingly, membership offers many distinct advantages.

If you are ...

An employee or retiree of the United Nations and affiliated agencies

An employee of the United Nations International School

An employee of the US Fund for UNICEF

An employee of the United Nations Child Care Center

An employee of the United Nations Foundation

Employees of the United Nations Association

Employees of USA for UNHCR

Family to a UNFCU member (includes spouses, parents, children, grandchildren, grandparents, brothers and sisters)

An individual who resides in and shares financial responsibility of a household with a UNFCU member

... then UNFCU membership is open to you.

Field of Membership Restrictions

Membership is open to residents of the United States who are members of the United Nations Association of the USA ($25 membership fee) or Friends of Kilimanjaro Initiative ($10 yearly membership fee). Membership is also open to employees, consultants, and retirees of the United Nations and affiliated agencies.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $500 - Learn MoreShow Less
6 Mo CD 10K
0.45% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.20% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM10K
0.30% $2,500 $24,999 Learn MoreShow Less
MM25K
0.40% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

Home Equity Rates APR Rate Monthly Payment
Line of Credit 2.49% 2.49% Varies Learn MoreShow Less
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.50% 3.50% $732.55 Learn MoreShow Less
4 Year 3.50% 3.50% $558.90 Learn MoreShow Less
5 Year 3.50% 3.50% $454.79 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
15 Year Fixed Conforming 3.30% 3.25% $1,756.67 Learn MoreShow Less
15 Year Fixed Jumbo 3.27% 3.25% $1,756.67 Learn MoreShow Less
20 Year Fixed Conforming 3.66% 3.63% $1,466.66 Learn MoreShow Less
20 Year Fixed Jumbo 3.77% 3.75% $1,482.22 Learn MoreShow Less
30 Year Fixed Jumbo 3.89% 3.88% $1,176.31 Learn MoreShow Less
30 Year Fixed Conforming 3.90% 3.88% $1,176.31 Learn MoreShow Less
Purchase Mortgage Rates APR Rate Monthly Payment
15 Year Fixed Jumbo 3.27% 3.25% $1,756.67 Learn MoreShow Less
15 Year Fixed Conforming 3.30% 3.25% $1,756.67 Learn MoreShow Less
20 Year Fixed Conforming 3.66% 3.63% $1,466.66 Learn MoreShow Less
20 Year Fixed Jumbo 3.77% 3.75% $1,482.22 Learn MoreShow Less
30 Year Fixed Jumbo 3.89% 3.88% $1,176.31 Learn MoreShow Less
30 Year Fixed Conforming 3.90% 3.88% $1,176.31 Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are United Nations branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Nations Locations

Financial Details

United Nations Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Nations. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
United Nations U.S. Average
4.26% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, United Nations had $15,264,993 in non-current loans and $3,374,437 in owned assets. To cover these potential losses it had $417,484,061 in net worth and $19,644,060 in loans loss reserves. That gives it a Texas Ratio of 4.26%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
United Nations U.S. Average
9.88% 13.06%

United Nations FCU has a net worth of 9.88% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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