United Nations is an NCUA insured institution located in Long Island Cit, NY. It was founded in 1947 and has approximately $5750.83 millions in assets.
Who Can Join?
United Nations Federal Credit Union (UNFCU) has built a tradition of value, trust and confidence with its members who are specifically the staff of the United Nations, UN Specialized Agencies, their families and retirees around the world. As a single-sponsor credit union, we are dedicated to serving only the UN community with whom we have developed a keen understanding and a strong partnership. Accordingly, membership offers many distinct advantages.
If you are ...
An employee or retiree of the United Nations and affiliated agencies
An employee of the United Nations International School
An employee of the US Fund for UNICEF
An employee of the United Nations Child Care Center
An employee of the United Nations Foundation
Employees of the United Nations Association
Employees of USA for UNHCR
Family to a UNFCU member (includes spouses, parents, children, grandchildren, grandparents, brothers and sisters)
An individual who resides in and shares financial responsibility of a household with a UNFCU member
... then UNFCU membership is open to you.
| NCUA Insured | Yes |
| Charter Number # | # 5588 |
| Date Established | 1947 |
| Assets | $5,750.83 million |
| Loans | $3,325.23 million |
| Deposits | $5,128.05 million |
| Capital | $590.33 million |
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.40% | $50 | - | Learn More |
|
Money Market
|
0.50% | $2,500 | $24,999 | Learn More |
|
Money Market
|
0.75% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.20% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.50% | $500 | - | Learn More |
| 6 Mo CD
|
0.75% | $500 | - | Learn More |
| 12 Mo CD
|
1.20% | $500 | - | Learn More |
| 18 Mo CD
|
1.35% | $500 | - | Learn More |
| 24 Mo CD
|
1.50% | $500 | $49,999 | Learn More |
| 30 Mo CD
|
1.55% | $500 | - | Learn More |
| 36 Mo CD
|
1.65% | $500 | $49,999 | Learn More |
| 60 Mo CD
|
1.75% | $500 | $49,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.40% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | - | Learn More |
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit | 5.63% | 5.63% | Varies | |
Compare with 0 RATE Line of Credit from Figure Home Equity Line
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 5.50% | 5.50% | $754.90 | |
| 4 Year | 5.50% | 5.50% | $581.41 | |
| 5 Year | 5.50% | 5.50% | $477.53 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 10 Year Adjustable Conforming | 3.83% | 3.38% | $1,105.93 | |
| 15 Year Fixed Conforming | 3.05% | 3.00% | $1,726.45 | |
| 15 Year Fixed Jumbo | 3.02% | 3.00% | $1,726.45 | |
| 20 Year Fixed Conforming | 3.66% | 3.63% | $1,466.66 | |
| 20 Year Fixed Jumbo | 3.64% | 3.63% | $1,466.66 | |
| 30 Year Fixed Conforming | 3.78% | 3.75% | $1,157.79 | |
| 30 Year Fixed Jumbo | 3.89% | 3.88% | $1,176.31 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 10 Year Adjustable Conforming | 3.83% | 3.38% | $1,105.93 | |
| 15 Year Fixed Jumbo | 3.02% | 3.00% | $1,726.45 | |
| 15 Year Fixed Conforming | 3.05% | 3.00% | $1,726.45 | |
| 20 Year Fixed Conforming | 3.66% | 3.63% | $1,466.66 | |
| 20 Year Fixed Jumbo | 3.64% | 3.63% | $1,466.66 | |
| 30 Year Fixed Conforming | 3.78% | 3.75% | $1,157.79 | |
Compare with 3.375% APR and 3.375% 30-Year Fixed RATE from AimLoan.com
See All Mortgage Rates |
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| 30 Year Fixed Jumbo | 3.89% | 3.88% | $1,176.31 | |
|
Compare with 3.375% APR and 3.375% 30-Year Fixed RATE from AimLoan.com
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are United Nations branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of United Nations. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| United Nations | U.S. Average |
|---|---|
| 1.56% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, United Nations had $8,146,226 in non-current loans and $1,506,575 in owned assets. To cover these potential losses it had $590,325,306 in net worth and $26,730,110 in loans loss reserves. That gives it a Texas Ratio of 1.56%.
| United Nations | U.S. Average |
|---|---|
| 10.26% | 13.65% |
United Nations FCU has a net worth of 10.26% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #5588.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
United Nations has total capital of $590.33 million. Full information on United Nations's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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