United Nations Federal Credit Union

Headquarters

2401 44th Rd
Long Island Cit, NY 11101
See all branch locations →

Phone 1-347-686-6000

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.50% 0.85% →
2-Year CD 0.95% 0.87% →
5-Year CD 1.15% 1.30% →
30-Year Mortgage 3.89% 2.81% →
15-Year Mortgage 3.05% 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

United Nations is an NCUA insured institution located in Long Island Cit, NY. It was founded in 1947 and has approximately $7426.57 millions in assets.

Who Can Join?

United Nations Federal Credit Union (UNFCU) has built a tradition of value, trust and confidence with its members who are specifically the staff of the United Nations, UN Specialized Agencies, their families and retirees around the world. As a single-sponsor credit union, we are dedicated to serving only the UN community with whom we have developed a keen understanding and a strong partnership. Accordingly, membership offers many distinct advantages.

If you are ...

An employee or retiree of the United Nations and affiliated agencies

An employee of the United Nations International School

An employee of the US Fund for UNICEF

An employee of the United Nations Child Care Center

An employee of the United Nations Foundation

Employees of the United Nations Association

Employees of USA for UNHCR

Family to a UNFCU member (includes spouses, parents, children, grandchildren, grandparents, brothers and sisters)

An individual who resides in and shares financial responsibility of a household with a UNFCU member

... then UNFCU membership is open to you.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5588
Date Established 1947
Assets $7,426.57 million
Loans $4,066.88 million
Deposits $6,730.85 million
Capital $685.66 million
 

Field of Membership Restrictions

Membership is open to residents of the United States who are members of the United Nations Association of the USA ($25 membership fee) or Friends of Kilimanjaro Initiative ($10 yearly membership fee). Membership is also open to employees, consultants, and retirees of the United Nations and affiliated agencies.

Deposit Rates - January 19, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
30 Mo CD
0.75% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 19, 2022

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 5.50% 5.50% $754.90
4 Year 5.50% 5.50% $581.41
5 Year 5.50% 5.50% $477.53
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are United Nations branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Nations Locations



Climate Initiatives

UNITED NATIONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

United Nations Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Nations. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Nations U.S. Average
0.98% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, United Nations had $6,564,404 in non-current loans and $396,390 in owned assets. To cover these potential losses it had $685,655,200 in net worth and $21,955,359 in loans loss reserves. That gives it a Texas Ratio of 0.98%.

Net Worth
United Nations U.S. Average
9.23% 12.37%

United Nations FCU has a net worth of 9.23% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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