2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8470
Date Established 1953
Assets $94.78 million
Loans $72.08 million
Deposits $85.63 million
Capital $8.20 million

Anderson is an NCUA insured institution located in Anderson, SC. It was founded in 1953 and has approximately $94.78 millions in assets.

Field of Membership Restrictions

Must meet one (1) of the following requirements: *Live, work, worship, or attend school in Anderson County, South Carolina *Live, work, worship, or attend school in designated areas of Hart or Elbert Counties of Georgia *Be an immediate family or household member* of a current member of the credit union.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $4,999 Learn MoreShow Less
Money Market
0.50% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.66% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 - Learn MoreShow Less
6 Mo CD
1.25% $500 - Learn MoreShow Less
12 Mo CD
1.66% $500 - Learn MoreShow Less
18 Mo CD
1.86% $500 - Learn MoreShow Less
24 Mo CD
1.96% $500 - Learn MoreShow Less
30 Mo CD
2.02% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $100 - Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ANDERSON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.777% 3.750% 0.38 $832 $1,158 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to ANDERSON
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Anderson branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Anderson Locations


Financial Details

Anderson Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Anderson. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Anderson U.S. Average
7.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Anderson had $376,377 in non-current loans and $245,360 in owned assets. To cover these potential losses it had $8,204,225 in net worth and $491,060 in loans loss reserves. That gives it a Texas Ratio of 7.15%.

Net Worth
Anderson U.S. Average
8.65% 13.47%

Anderson FCU has a net worth of 8.65% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Anderson

Branches and Savings

What is Anderson?

A federal credit union, registered with the NCUA under certificate #8470.
Learn more about credit unions here.

Is Anderson FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Anderson?

Please see Field of Membership information above for information on who is eligible to join.

What are Anderson's share account and share certificate rates?

Anderson's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Anderson?

Anderson has total capital of $8.20 million. Full information on Anderson's financial position is located above.

Who owns Anderson?

Credit Unions are owned by their members.

Where are Anderson branches located?

See branch locations nearby.

Are Anderson ATMs Open 24/7?

Do Anderson ATMs accept cash deposits?

Can Anderson customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Anderson have a mobile app?

Does Anderson have mobile deposit?

Does Anderson have quick pay?

How can Anderson transfer money to other banks or credit unions?

Does Anderson report to credit bureaus?

Does Anderson use Chexsystems?

Does Anderson use Equifax?

What is Anderson's toll free phone number?

What is Anderson's ACH Routing Number?

What is Anderson's SWIFT code?

Where can I find Anderson's wire transfer form?

What is the Anderson address for deposits?

What Products Does Anderson Offer

Does Anderson offer mortgages?

Compare mortgage rates here.

Does Anderson offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anderson offer auto and RV loans?

Compare auto loan rates here.

Does Anderson offer student loans or personal loans?

Compare personal loan rates here.

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