3907 N Detroit Ave
Toledo, OH 43612
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ap is an NCUA insured institution located in Toledo, OH. It was founded in 1956 and has approximately $34.52 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11171
Date Established 1956
Assets $34.52 million
Loans $15.21 million
Deposits $30.55 million
Capital $3.80 million

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Lucas Count in Ohio. Membership is also open to employees of Conrail – CSX Railway, Giant Industries, Inc., Laidlaw Transit System, Toledo Area Regional Transit Authority, Teledyne Continental Motors, and other select area organizations.

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for Ap

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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for AP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to AP
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Ap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Ap Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ap U.S. Average
7.37% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ap had $239,040 in non-current loans and $55,378 in owned assets. To cover these potential losses it had $3,796,503 in net worth and $196,255 in loans loss reserves. That gives it a Texas Ratio of 7.37%.

Net Worth
Ap U.S. Average
10.99% 12.67%

Ap FCU has a net worth of 10.99% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ap

Branches and Savings

What is Ap?

A federal credit union, registered with the NCUA under certificate #11171.
Learn more about credit unions here.

Is Ap FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ap is insured by the NCUA.

Who can join Ap?

Please see Field of Membership information above for information on who is eligible to join.

What are Ap's share account and share certificate rates?

Ap's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ap?

Ap has total capital of $3.80 million. Full information on Ap's financial position is located above.

Who owns Ap?

Credit Unions are owned by their members.

Where are Ap branches located?

See branch locations nearby.

Are Ap ATMs Open 24/7?

Do Ap ATMs accept cash deposits?

Can Ap customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ap have a mobile app?

Does Ap have mobile deposit?

Does Ap have quick pay?

How can Ap transfer money to other banks or credit unions?

Does Ap report to credit bureaus?

Does Ap use Chexsystems?

Does Ap use Equifax?

What is Ap's toll free phone number?

What is Ap's ACH Routing Number?

What is Ap's SWIFT code?

Where can I find Ap's wire transfer form?

What is the Ap address for deposits?

What Products Does Ap Offer

Does Ap offer mortgages?

Compare mortgage rates here.

Does Ap offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ap offer auto and RV loans?

Compare auto loan rates here.

Does Ap offer student loans or personal loans?

Compare personal loan rates here.

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