Compass Federal Credit Union

Headquarters

131 George St
Oswego, NY 13126
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Compass is an NCUA insured institution located in Oswego, NY. It was founded in 1966 and has approximately $99.15 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17665
Date Established 1966
Assets $99.15 million
Loans $54.02 million
Deposits $83.22 million
Capital $15.12 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Oswego County.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Compass

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Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Compass

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Compass branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Compass Locations around zip code 85001


BranchDistance Map View Lobby Hours

Hillside Office

1643.42 A View Lobby Hours

Oswego Hospital

2007.40 B View Lobby Hours

Compass Federal CU

2009.18 C View Lobby Hours

Novelis Plant

2011.36 D View Lobby Hours


Climate Policy and Initiatives

COMPASS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Compass Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Compass. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Compass U.S. Average
2.77% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Compass had $289,928 in non-current loans and $137,761 in owned assets. To cover these potential losses it had $15,116,201 in net worth and $298,257 in loans loss reserves. That gives it a Texas Ratio of 2.77%.

Net Worth
Compass U.S. Average
15.25% 14.48%

Compass FCU has a net worth of 15.25% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Compass

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