2024 Overview
General Credit Union Information
Arsenal is an NCUA insured institution located in Arnold, MO. It was founded in 1948 and has approximately $397.12 millions in assets.
Who can join?
You qualify for membership if you work or reside in any of the following areas:
Missouri:
Jefferson County
St. Louis County
St. Louis City
Franklin County (limited to ZIP codes 63039, 63055, 63068, 63069, 63077, 63084, 63089, 63090)
Jasper County (limited to ZIP code 64801)
Miller County (limited to ZIP code 65026)
Camden County (limited to ZIP codes 65049 and 65065)
Morgan County (limited to ZIP code 65072)
Illinois:
Madison County
Monroe County
Randolph County
St. Clair County
You may also qualify if you are an employee of any of the following companies* or other groups we serve:
Alberici Constructors
Atlantic Express of Missouri
(The) Booksource/San Val, Inc.
Bunge North America
Dave Sinclair Ford, Inc./Dave Sinclair Auto Group
Department of Veterans Affairs (Veterans Administration)
Four Seasons Group Inc./Lodge of the Four Seasons
Hydromat/Turmatic Systems, Inc.
Kenworth of St. Louis, Inc./Kenworth Trucking Company
Lake Ozarks Hotels & Motels - various
National Geospatial-Intelligence Agency
Seiler Instrument & Manufacturing Company, Inc.
Smurfit-Stone
St. Louis Pre-Sort, Inc.
Unisource
Weber Chevrolet
Members of the following trade unions can also join:
BCTGM Union Local No. 4
Iron Workers Local #396 AFL-CIO
Other:
Any Department of Defense organization in St. Louis area where no organized credit union exists:
Coast Guard personnel in the St. Louis area
National Guard personnel in the St. Louis area
Retired employees of the Department of Defense and Department of Veterans Affairs residing in the St. Louis area
Federal employees
Independent Electrical Contractors (IEC), Inc.
Organization accounts
Postal service
Real-estate agents, appraisers, associations, brokers and companies (in Missouri and Illinois only)
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67195 |
| Date Established | 1948 |
| Assets | $397.12 million |
| Loans | $278.01 million |
| Deposits | $363.75 million |
| Capital | $37.51 million |
Field of Membership Restrictions
Arsenal CU is open to anyone who holds residence or works in any of the site listed counties or zip codes for the states of Illinois and Missouri, if you are an employee at any of the site listed CU-affiliated companies or if you are a member at any of the site listed CU-affiliated organizations.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Arsenal
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,600 | $2,049 | Learn More |
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 447490 |
6.817% | 6.750% | 0.63 | $2,189 | $2,076 | Learn More |
NMLS ID: 3029 |
7.008% | 6.875% | 0.88 | $4,492 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Arsenal
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Arsenal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ARSENAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Arsenal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Arsenal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Arsenal | U.S. Average |
|---|---|
| 26.14% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Arsenal had $10,495,041 in non-current loans and $123,968 in owned assets. To cover these potential losses it had $37,509,982 in net worth and $3,119,256 in loans loss reserves. That gives it a Texas Ratio of 26.14%.
Net Worth
| Arsenal | U.S. Average |
|---|---|
| 9.43% | 13.62% |
Arsenal FCU has a net worth of 9.43% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Arsenal
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