2020 Overview
General Credit Union Information
Arsenal is an NCUA insured institution located in Arnold, MO. It was founded in 1948 and has approximately $273.4 millions in assets.
Who can join?
You qualify for membership if you work or reside in any of the following areas:
Missouri:
Jefferson County
St. Louis County
St. Louis City
Franklin County (limited to ZIP codes 63039, 63055, 63068, 63069, 63077, 63084, 63089, 63090)
Jasper County (limited to ZIP code 64801)
Miller County (limited to ZIP code 65026)
Camden County (limited to ZIP codes 65049 and 65065)
Morgan County (limited to ZIP code 65072)
Illinois:
Madison County
Monroe County
Randolph County
St. Clair County
You may also qualify if you are an employee of any of the following companies* or other groups we serve:
Alberici Constructors
Atlantic Express of Missouri
(The) Booksource/San Val, Inc.
Bunge North America
Dave Sinclair Ford, Inc./Dave Sinclair Auto Group
Department of Veterans Affairs (Veterans Administration)
Four Seasons Group Inc./Lodge of the Four Seasons
Hydromat/Turmatic Systems, Inc.
Kenworth of St. Louis, Inc./Kenworth Trucking Company
Lake Ozarks Hotels & Motels - various
National Geospatial-Intelligence Agency
Seiler Instrument & Manufacturing Company, Inc.
Smurfit-Stone
St. Louis Pre-Sort, Inc.
Unisource
Weber Chevrolet
Members of the following trade unions can also join:
BCTGM Union Local No. 4
Iron Workers Local #396 AFL-CIO
Other:
Any Department of Defense organization in St. Louis area where no organized credit union exists:
Coast Guard personnel in the St. Louis area
National Guard personnel in the St. Louis area
Retired employees of the Department of Defense and Department of Veterans Affairs residing in the St. Louis area
Federal employees
Independent Electrical Contractors (IEC), Inc.
Organization accounts
Postal service
Real-estate agents, appraisers, associations, brokers and companies (in Missouri and Illinois only)
| NCUA Insured | Yes |
| Charter Number # | # 67195 |
| Date Established | 1948 |
| Assets | $273.40 million |
| Loans | $187.59 million |
| Deposits | $242.13 million |
| Capital | $27.17 million |
Field of Membership Restrictions
Deposit Rates - October 29, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.05% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.05% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - October 29, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for ARSENAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.669% | 2.625% | 0.63 | $1,450 | $1,005 | Learn More |
|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to ARSENAL
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Arsenal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Arsenal Locations
Financial Details
Arsenal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Arsenal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Arsenal | U.S. Average |
|---|---|
| 11.76% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Arsenal had $3,375,368 in non-current loans and $49,346 in owned assets. To cover these potential losses it had $27,169,278 in net worth and $1,951,304 in loans loss reserves. That gives it a Texas Ratio of 11.76%.
Net Worth
| Arsenal | U.S. Average |
|---|---|
| 9.93% | 13.61% |
Arsenal FCU has a net worth of 9.93% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Arsenal
Branches and Savings
What is Arsenal?
A federal credit union, registered with the NCUA under certificate #67195.
Learn more about credit unions here.
Is Arsenal FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Arsenal?
Please see Field of Membership information above for information on who is eligible to join.
How big is Arsenal?
Arsenal has total capital of $27.17 million. Full information on Arsenal's financial position is located above.
Who owns Arsenal?
Credit Unions are owned by their members.
Where are Arsenal branches located?
See branch locations nearby.
Are Arsenal ATMs Open 24/7?
Do Arsenal ATMs accept cash deposits?
Can Arsenal customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Arsenal have a mobile app?
Does Arsenal have mobile deposit?
Does Arsenal have quick pay?
How can Arsenal transfer money to other banks or credit unions?
Does Arsenal report to credit bureaus?
Does Arsenal use Chexsystems?
Does Arsenal use Equifax?
What is Arsenal's toll free phone number?
What is Arsenal's ACH Routing Number?
What is Arsenal's SWIFT code?
Where can I find Arsenal's wire transfer form?
What is the Arsenal address for deposits?
What Products Does Arsenal Offer
Does Arsenal offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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