Associated Credit Union

Headquarters

6251 Crooked Creek Road
Norcross, GA 30092
See all branch locations →

ACH 261171338

Notable Rates	APY	Vs.Others
Savings	0.40%	4.45% →
1-Year CD	3.60%	4.59% →
2-Year CD	3.25%	4.00% →
5-Year CD	3.25%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Associated Credit Union is an NCUA insured institution located in Norcross, GA. It was founded in 1930 and has approximately $2294.01 millions in assets.

Who can join?

You may be eligible to join if you...

Are an indirect loan member
Are an immediate family of member
Qualify through employment (Select Employer Group)
Qualify through service in the general public


NCUA Insured	Yes / State-Chartered
Charter Number #	# 60484
Date Established	1930
Assets	$2,294.01 million
Loans	$1,712.57 million
Deposits	$1,982.98 million
Capital	$284.22 million

Field of Membership Restrictions

Membership in Associated Credit Union is open to the general public. Membership is also open to employees of 3M Corporation and over 40 Select Employer Groups.

Deposit Rates - December 17, 2025

Your Current Location: Virginia, VA 10007

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.25%	$50	$49,999	Learn More Reviews
Share	0.30%	$50,000	$99,999	Learn More Reviews
Share	0.40%	$100,000	-	Learn More Reviews
Money Market	0.40%	$1,000	$4,999	Learn More Reviews
Money Market	0.40%	$5,000	$9,999	Learn More Reviews
Money Market	2.40%	$10,000	$99,999	Learn More Reviews
Money Market	1.15%	$100,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	3.35%	$200	-	Learn More Reviews
9 Mo CD	3.45%	$200	-	Learn More Reviews
12 Mo CD	3.60%	$200	-	Learn More Reviews
19 Mo CD	3.25%	$500	-	Learn More Reviews
24 Mo CD	3.25%	$200	-	Learn More Reviews
30 Mo CD	3.15%	$200	-	Learn More Reviews
36 Mo CD	3.15%	$200	-	Learn More Reviews
48 Mo CD	3.25%	$200	-	Learn More Reviews
60 Mo CD	3.25%	$200	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
INTCK	0.00%	$0	$24,999	Learn MoreShow Less
INTCK	0.05%	$2,500	-	Learn MoreShow Less

Loan Rates - December 17, 2025

Your Current Location: Virginia, VA 10007

There are currently no loan rates available for Associated Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 2578474	5.840%	5.750%	0.63	$3,130	$1,868	Learn More
NMLS ID: 2059741	5.914%	5.875%	0.38	$1,341	$1,893	Learn More
NMLS ID: 401822	6.128%	6.000%	0.75	$4,395	$1,919	Learn More

See More Mortgage Rates →

Featured - Virginia Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Agave Home Loans See Table	0.000 %	$0	Learn More More Info
This closed-end, fully amortizing home equity loan offers repayment terms from 15 to 30 years. The Annual Percentage Rate (APR) typically ranges from approximately 7.75% to 13.00%, depending on factors such as credit qualifications, loan-to-value ratio, property type, and market conditions. Origination fees of about 2% to 4% of the loan amount (potentially higher) may apply, and additional closing costs and fees may be required; these will be disclosed in your loan estimate. Minimum loan size of $50,000. All loan applications are subject to credit approval and formal underwriting, and product availability may vary based on property location, state restrictions, and other eligibility criteria. Rates and terms are for illustrative purposes only and are subject to change without notice; this is not a commitment to lend or an offer of credit. Homeowners insurance is required, and flood insurance may be required if the property is located in a Special Flood Hazard Area. Your home secures this loan, and you could lose your property if you fail to make payments. The maximum APR will not exceed the maximum permitted by law in your jurisdiction, and minimum and maximum loan amounts may apply. All information is provided “as is” without warranty of any kind. The lender assumes no liability for errors or omissions and reserves the right to modify or discontinue products at any time without prior notice. REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

See More Home Equity Rates →

Note to Associated Credit Union
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Associated Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Manassas,Virginia

Associated Credit Union Locations around zip code 10007

Branch	Distance	Map	View Lobby Hours
Post Office	434.92	A	View Lobby Hours
Evans Towne Centre	436.00	B	View Lobby Hours
Wheeler Road	438.07	C	View Lobby Hours
South Augusta	443.65	D	View Lobby Hours
Associated Credit Union - Gainesville	453.87	E	View Lobby Hours
Associated Credit Union - Buford Drive	476.17	F	View Lobby Hours
Associated Credit Union - Lawrenceville	478.21	G	View Lobby Hours
Associated Credit Union - CISCO	481.94	H	View Lobby Hours
Associated Credit Union - Norcross	484.92	I	View Lobby Hours
Associated Credit Union - PIB North	485.07	J	View Lobby Hours
Associated Credit Union	487.57	K	View Lobby Hours
Associated Credit Union - Chamblee II	492.72	L	View Lobby Hours
Associated Credit Union - AJC	492.77	M	View Lobby Hours
Associated Credit Union - Chamblee I IRS	492.90	N	View Lobby Hours
Associated Credit Union - Cox II	493.22	O	View Lobby Hours
Associated Credit Union - North Druid Hills	496.92	P	View Lobby Hours
Associated Credit Union - VA	497.47	Q	View Lobby Hours
Associated Credit Union - Decatur	498.19	R	View Lobby Hours
Associated Credit Union - Dobbins	499.47	S	View Lobby Hours
Associated Credit Union - Vinings	500.32	T	View Lobby Hours
Associated Credit Union - Summit	502.13	U	View Lobby Hours
Associated Credit Union - CNN TBS	502.62	V	View Lobby Hours
Associated Credit Union - Sam Nunn Atlanta Federal Center	502.90	W	View Lobby Hours
Associated Credit Union - Turner	503.12	X	View Lobby Hours
Associated Credit Union - Ellenwood	505.80	Y	View Lobby Hours
Associated Credit Union - Ft McPherson	506.72	Z	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

ASSOCIATED CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your Google account

or use your BestCashCow account

Financial Details

Associated Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Associated Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Associated Credit Union	U.S. Average
4.51%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Associated Credit Union had $12,179,998 in non-current loans and $979,419 in owned assets. To cover these potential losses it had $284,219,790 in net worth and $7,543,415 in loans loss reserves. That gives it a Texas Ratio of 4.51%.

Net Worth

Associated Credit Union	U.S. Average
12.39%	14.29%

Associated Credit Union FCU has a net worth of 12.39% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Associated Credit Union

There are currently no comments for ASSOCIATED CREDIT UNION. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your Google account

or use your BestCashCow account