PO BOX 534
Watertown, SD 57201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 1.10% 1.26% →
5-Year CD 1.45% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Avanti is an NCUA insured institution located in Watertown, SD. It was founded in 1953 and has approximately $21.85 millions in assets.

NCUA Insured Yes
Charter Number # # 8801
Date Established 1953
Assets $21.85 million
Loans $14.30 million
Deposits $18.92 million
Capital $2.27 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Codington County, South Dakota.

Deposit Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $25 - Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.35% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $2,500 - Learn More
12 Mo CD
0.75% $2,500 - Learn More
18 Mo CD
1.00% $2,500 - Learn More
24 Mo CD
1.10% $2,500 - Learn More
36 Mo CD
1.25% $2,500 - Learn More
48 Mo CD
1.35% $2,500 - Learn More
60 Mo CD
1.45% $2,500 - Learn More

Loan Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AVANTI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to AVANTI
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Avanti branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Avanti Locations

Financial Details

Avanti Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Avanti. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Avanti U.S. Average
3.19% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Avanti had $71,553 in non-current loans and $3,788 in owned assets. To cover these potential losses it had $2,271,792 in net worth and $86,500 in loans loss reserves. That gives it a Texas Ratio of 3.19%.

Net Worth
Avanti U.S. Average
10.39% 13.86%

Avanti FCU has a net worth of 10.39% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Avanti

Branches and Savings

What is Avanti?

A federal credit union, registered with the NCUA under certificate #8801.
Learn more about credit unions here.

Is Avanti FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Avanti?

Please see Field of Membership information above for information on who is eligible to join.

What are Avanti's share account and share certificate rates?

Avanti's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Avanti?

Avanti has total capital of $2.27 million. Full information on Avanti's financial position is located above.

Who owns Avanti?

Credit Unions are owned by their members.

Where are Avanti branches located?

See branch locations nearby.

Are Avanti ATMs Open 24/7?

Do Avanti ATMs accept cash deposits?

Can Avanti customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Avanti have a mobile app?

Does Avanti have mobile deposit?

Does Avanti have quick pay?

How can Avanti transfer money to other banks or credit unions?

Does Avanti report to credit bureaus?

Does Avanti use Chexsystems?

Does Avanti use Equifax?

What is Avanti's toll free phone number?

What is Avanti's ACH Routing Number?

What is Avanti's SWIFT code?

Where can I find Avanti's wire transfer form?

What is the Avanti address for deposits?

What Products Does Avanti Offer

Does Avanti offer mortgages?

Compare mortgage rates here.

Does Avanti offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Avanti offer auto and RV loans?

Compare auto loan rates here.

Does Avanti offer student loans or personal loans?

Compare personal loan rates here.

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