BALTIMORE COUNTY EMPLOYEES

Headquarters

23 W Susquehanna Ave
Towson, MD 21204
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Baltimore County Employees is an NCUA insured institution located in Towson, MD. It was founded in 1963 and has approximately $450.56 millions in assets.

Who can join?

Baltimore County Employees Federal Credit Union’s field of membership includes:
• Baltimore County Government employees
• Retired Baltimore County Government employees
• Registered Baltimore County volunteer fire and emergency services personnel
• Baltimore County Auxiliary Police
• Baltimore County Boards & Commissions
• Volunteers affiliated with Baltimore County agencies
• Members of the Baltimore County Retired Employees Association
• Members of immediate families or households of the above groups. (Proof of residency required.)

NCUA Insured Yes
Charter Number # # 15394
Date Established 1963
Assets $450.56 million
Loans $208.53 million
Deposits $412.07 million
Capital $37.48 million
 

Field of Membership Restrictions

Membership is open to employees and retirees of Baltimore County Government, registered Baltimore County volunteer fire and emergency services personnel, Baltimore County Auxiliary Police, volunteers affiliated with Baltimore County agencies, and immediate family.

Deposit Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Baltimore County Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Baltimore County Employees

Note to Baltimore County Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BALTIMORE COUNTY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Connecticut Home Equity Line Of Credit Rates 2021

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More Info

Note to BALTIMORE COUNTY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baltimore County Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Baltimore County Employees Locations


Financial Details

Baltimore County Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baltimore County Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baltimore County Employees U.S. Average
2.47% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Baltimore County Employees had $954,044 in non-current loans and $0 in owned assets. To cover these potential losses it had $37,481,006 in net worth and $1,090,888 in loans loss reserves. That gives it a Texas Ratio of 2.47%.

Net Worth
Baltimore County Employees U.S. Average
8.31% 12.91%

Baltimore County Employees FCU has a net worth of 8.31% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baltimore County Employees

Branches and Savings

What is Baltimore County Employees?

A federal credit union, registered with the NCUA under certificate #15394.
Learn more about credit unions here.

Is Baltimore County Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Baltimore County Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Baltimore County Employees's share account and share certificate rates?

Baltimore County Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baltimore County Employees?

Baltimore County Employees has total capital of $37.48 million. Full information on Baltimore County Employees's financial position is located above.

Who owns Baltimore County Employees?

Credit Unions are owned by their members.

Where are Baltimore County Employees branches located?

See branch locations nearby.

Are Baltimore County Employees ATMs Open 24/7?

Do Baltimore County Employees ATMs accept cash deposits?

Can Baltimore County Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baltimore County Employees have a mobile app?

Does Baltimore County Employees have mobile deposit?

Does Baltimore County Employees have quick pay?

How can Baltimore County Employees transfer money to other banks or credit unions?

Does Baltimore County Employees report to credit bureaus?

Does Baltimore County Employees use Chexsystems?

Does Baltimore County Employees use Equifax?

What is Baltimore County Employees's toll free phone number?

What is Baltimore County Employees's ACH Routing Number?

What is Baltimore County Employees's SWIFT code?

Where can I find Baltimore County Employees's wire transfer form?

What is the Baltimore County Employees address for deposits?

What Products Does Baltimore County Employees Offer

Does Baltimore County Employees offer mortgages?

Compare mortgage rates here.

Does Baltimore County Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baltimore County Employees offer auto and RV loans?

Compare auto loan rates here.

Does Baltimore County Employees offer student loans or personal loans?

Compare personal loan rates here.

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