BANGOR

Headquarters

P.O. BOX 1161
Bangor, ME 04402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.55% 0.85% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.31% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Bangor is an NCUA insured institution located in Bangor, ME. It was founded in 1956 and has approximately $176.56 millions in assets.

NCUA Insured Yes
Charter Number # # 10939
Date Established 1956
Assets $176.56 million
Loans $122.26 million
Deposits $160.25 million
Capital $15.93 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo Counties in Maine and immediate family.

Deposit Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More

Loan Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BANGOR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.556% 2.500% 0.75 $1,852 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BANGOR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Bangor branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bangor Locations


Financial Details

Bangor Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bangor. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bangor U.S. Average
6.73% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Bangor had $1,107,232 in non-current loans and $3,614 in owned assets. To cover these potential losses it had $15,929,035 in net worth and $567,588 in loans loss reserves. That gives it a Texas Ratio of 6.73%.

Net Worth
Bangor U.S. Average
9.02% 13.61%

Bangor FCU has a net worth of 9.02% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bangor

Branches and Savings

What is Bangor?

A federal credit union, registered with the NCUA under certificate #10939.
Learn more about credit unions here.

Is Bangor FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bangor?

Please see Field of Membership information above for information on who is eligible to join.

What are Bangor's share account and share certificate rates?

Bangor's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bangor?

Bangor has total capital of $15.93 million. Full information on Bangor's financial position is located above.

Who owns Bangor?

Credit Unions are owned by their members.

Where are Bangor branches located?

See branch locations nearby.

Are Bangor ATMs Open 24/7?

Do Bangor ATMs accept cash deposits?

Can Bangor customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bangor have a mobile app?

Does Bangor have mobile deposit?

Does Bangor have quick pay?

How can Bangor transfer money to other banks or credit unions?

Does Bangor report to credit bureaus?

Does Bangor use Chexsystems?

Does Bangor use Equifax?

What is Bangor's toll free phone number?

What is Bangor's ACH Routing Number?

What is Bangor's SWIFT code?

Where can I find Bangor's wire transfer form?

What is the Bangor address for deposits?

What Products Does Bangor Offer

Does Bangor offer mortgages?

Compare mortgage rates here.

Does Bangor offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bangor offer auto and RV loans?

Compare auto loan rates here.

Does Bangor offer student loans or personal loans?

Compare personal loan rates here.

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